Federally insured
of a federally insured credit union (such as STCU) has ever lost a penny of insured deposits. So, the safest ... may have at other credit unions do not affect your NCUA insurance coverage at STCU. Your money is automatically insured when deposited at STCU. However, it's a good idea to periodically review
https://stcu.org/learn/blog/federally-insuredNCUA vs FDIC
STCU. What does NCUA mean, anyway? The initials stand for National Credit Union Administration ... NCUA vs FDIC NCUA? FDIC? What’s the difference? /images/Learn ... ? FDIC? What’s the difference? It's more than their initials 0.5 website It’s trivia night
https://stcu.org/learn/blog/ncua-vs-fdicScam talks
not a reflection of how smart somebody is. Scammers are experts at what they do, and they prey on our trust ... to verify details on your own. STCU will never be offended you want to verify the contact with us ... purchases) to “protect it.” There is no disputing process or any way for STCU to help get your
https://stcu.org/learn/blog/scam-talksWhat is a certificate?
are insured by the NCUA. You can find STCU certificate rates and information here. What is select ... What is a certificate? Certificates: What are they? /images/Learn/Blog/2022/Hero ... , investment accounts are a good option. What about middle-term savings? You know, the goals
https://stcu.org/learn/blog/what-is-a-certificateKeeping your money safe on vacation
relax. Before you pack your bags. Travel notifications. Let STCU know you’re going ... ." Once you’re in, select the dates you’ll be gone, pick what cards you’ll be using, and where you’re ... . If fraud is suspected, your card will be blocked from making anymore purchases until STCU hears from you
https://stcu.org/learn/blog/keeping-your-money-safe-on-vacationHELOC guide
to cover unexpected costs? No matter what it is, a home equity line of credit (HELOC) could ... will go to both principle and interest. At STCU, the draw period is 10 years and the repayment period is 20. What’s the difference between a HELOC and home equity loan? While a HELOC offers
https://stcu.org/learn/blog/heloc-guideEnd of life planning
. As a long-time member of STCU, he's familiar with the benefits of financial planning. Yet events often play out differently than we expect. And many of us are reluctant to discuss what is, sadly, inevitable ... understand what you're getting into," Lance says. "The dollar amount that you spend on an attorney like
https://stcu.org/learn/blog/end-of-life-planningTips to save money
for your health and it means using less gas. Or, what’s a better way to get to work than sitting back ... is to plan your meals for the week before you go to the store and only shop for what you need. Coupons ... take your receipt and nicely ask the service desk to get it changed. Earn points on your STCU
https://stcu.org/learn/blog/tips-to-save-moneyScam scare tactics
it easy for them to trick you into giving them your money. The STCU financial crimes team specializes ... nerve-racking, right? That’s their goal. Here’s what to keep in mind: Law enforcement agencies don’t ... ). Your financial institution will never ask you to do this with your money. What do all
https://stcu.org/learn/blog/scam-scare-tacticsUnderstanding beneficiaries
Understanding beneficiaries Understanding beneficiaries: What are they? /images/Learn ... /Blog/2024/What-is-a-beneficiary-blog-website_Feature-tile-1112x740.png What you need to know about beneficiaries. Why it's important to add them to your ... . No matter how old you are, or what stage of life you’re in, adding beneficiaries to your bank account
https://stcu.org/learn/blog/understanding-beneficiaries