Banking built for people, not profit.
At STCU, you’re not a customer. You’re a member of something great.CLICK
We exist to serve members, not shareholders. Every decision we make starts with you and your community.
Member-owned and community focused.
Ever wonder why they treat you like you own the place?
It’s because you really do.
As a member-owned not-for-profit financial cooperative, we’re owned and governed by our members. That means your voice matters. You decide the direction of the credit union by voting for the board of directors, who are STCU members like you.
Proudly local.
Our decisions are made right here by people who know how to pronounce Pend Oreille, Methow, and Wallowa. Your money stays local, helping neighbors buy homes, growing businesses, and strengthening the places we all call home.
Community commitment.
We’re not just a place to keep your money. We’re part of your community. We support local businesses, celebrate milestones, and step up when times are tough.
Every dollar you save helps neighbors thrive, because your money stays right here, making life better for the people who make this place home.
We have what you need.
Warm and fuzzies aside, we offer products and services for individuals, families, and businesses. From checking accounts and home loans to free financial education, we’re here to help you reach your financial goals.
Frequently asked questions.
What makes a credit union different from a bank?
Credit unions are not-for-profit and member-owned, so profits go back to members through better rates and lower fees.
Can anyone join STCU?
Yes! Membership is open to anyone who lives, works, worships, or attends school in our region.
Do credit unions offer the same services as banks?
Absolutely. From checking and savings to loans and business accounts, we provide everything you need, plus local decision-making and personalized service
How does STCU support the community?
We sponsor local events, host FAFSA workshops, and launched the Here for Good Foundation to fund education, arts, and economic development. We also make giving back part of our culture. Employees get paid volunteer hours each year, plus donation matching.