Join your local credit union.

Unlike the big banks, we focus on our members and your community, not just profits. We'd love to have you as a member, where you'll benefit from little to no fees, free financial education, and the satisfaction of being part of something great!

STCU member benefits.

We offer everything you need for your finances: checking, savings, credit cards, loans - even business banking and investing. But were so much more than that. 

• We support our local communities, both financially and in-person.
• We support schools, kids, and financial education.
• Here for Good Foundation.
• Member discounts to attend shows, films, exhibits, and other special events, as available.
• Passport Unlimited for instant, year-round discounts at hundreds of participating restaurants, stores, hotels, and more.
• Little to no banking fees.
• Access to thousands of surcharge-free ATMs nationwide.
• Free mobile app, online banking, billpay, and credit reporting.*
• Free financial education and online workshops.

Learn more about the credit union difference.

Am I eligible to join?

You don't have to be a teacher to join STCU, In fact, you’re eligible for membership if any of the following apply:

• You live, work, worship, or attend college in Washington state and North Idaho (Benewah, Bonner, Boundary, Kootenai, Latah, Lewis, Nez Perce, and Shoshone counties).
• You have relatives who are eligible. If you are related or married to anyone who meets the eligibility requirements described on this page — even if they have never actually joined the credit union — you can join STCU.
• You work for an STCU Community Business Partner. Ask your employer if you qualify.

Interested in business membership? Learn more about joining with your business.

Questions?

It's impossible to cover every member benefit on one page, so if you have any questions about STCU, we encourage you to chat during regular business hours with an STCU member service representative; call us at (509) 326-1954 in Washington, (208) 619-4000 in Idaho, or (800) 858-3750 toll-free; or visit any of our branch locations.