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An illustration of a milk check.
An illustration of a milk check.
An illustration of a check.

If it’s free, it might as well be great.

Like chips and salsa. Or soup, salad, and breadsticks.

There are plenty of checking accounts out there, but only one STCU free checking. It has all the convenience and security you’d expect, but with the added benefit of being the bread-and-butter account at the region’s favorite credit union.

Use your free checking account to make purchases at stores and online, pay bills, and to send money to friends and family. Tap, insert, or swipe your debit card, or add it to your digital wallet.

Free checking means no service or "per check" fees, no matter your account balance or number of transactions.

Seniors can get a free box of checks! (Must be 55+ with direct deposit of your Social Security, pension, or other regular payments.)

STCU checking features.

No monthly fees.

There's no monthly service charge and no minimum balance requirement.

24/7 access.

Whether it's online banking, our mobile app, or an ATM, you can always access your money.

See all services

Free debit card.

Your STCU Debit Mastercard is easy to use, secure, and stands out in your wallet.

Get purple, and sparkly

Real-time notifications.

Set up notifications for a wide variety of options, including logins, deposits, withdrawals, transfers, debit card purchases, and more.

Learn about setting up notifications

Questions about checking? We have answers.


*No minimum balance to open an STCU checking account.