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Illustration of a scale in balance
Illustration of a scale in balance
Illustration of a scale in balance

A free financial education resource.

Interested in learning more about managing your money? BALANCE is a free financial education program for anyone — STCU members and nonmembers — interested in achieving your financial goals!

Free resources.

Get tips and ideas for managing your money on the BALANCE website:*

  • Home purchase planning.
  • Buying or leasing a car.
  • Debt repayment strategies.
  • Handling a job loss or other financial crisis.
  • Understanding credit reports and credit scoring.
  • Savings plan options.
  • Budgeting.
  • Bankruptcy prevention.
  • Avoiding foreclosure.
  • How to increase income and decrease expenses.
  • Coping with adjusting interest rates.
  • Refinancing your loans.

Financial counseling.

Contact a BALANCE counselor to help resolve or avoid financial distress.* Counseling is available to those who may need:

  • Debt and budget coaching.
  • Credit report review.
  • Student loan coaching.
  • Homeownership coaching.
  • Rental coaching.

Contact BALANCE counselors at (888) 456-2227 or email your questions to BALANCE at Counselors are available 5 a.m. to 8 p.m. (PST) Monday through Thursday; 5 a.m. to 5 p.m. Friday; and 8 a.m. to 5 p.m. Saturday.


*This service is free, with no obligation when you call. You may be required to register one time at the BALANCE website to access certain services or content. Products and services offered by partners of STCU are not endorsed or vouched for by the credit union. STCU accepts no liability in connection with their use.