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Illustration of a scale in balance
Illustration of a scale in balance
Illustration of a scale in balance

Free financial education.

BALANCE Financial Fitness is a free program for every STCU member interested in exploring sound financial practices or solid financial advice.

It's not just for those in financial trouble; it's a service that can help anyone achieve their goals.

  • Home purchase planning.
  • Buying or leasing a car.
  • Debt repayment strategies.
  • Handling a job loss or other financial crisis.
  • Understanding credit reports and credit scoring.
  • Savings plan options.
  • Budgeting.
  • Bankruptcy prevention.
  • Avoiding foreclosure.
  • How to increase income and decrease expenses.
  • Coping with adjusting interest rates.
  • Refinancing your loans.

Register one time at the BALANCE website to explore the library of videos, articles, podcasts, and tools providing self-service information and apps to achieve your financial goals.*

BALANCE counselors also are available to work with you to avoid or resolve financial distress. To contact a BALANCE counselor, call (888) 456-2227 Monday through Saturday or email your questions to

Counselors are available 5 a.m. to 8 p.m. (PST) Monday through Thursday; 5 a.m. to 5 p.m. Friday; and 8 a.m. to 5 p.m. Saturday. This service is free, with no obligation when you call.


*Products and services offered by partners of STCU are not endorsed or vouched for by the credit union. STCU accepts no liability in connection with their use.