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Illustrated credit card transferring its balance.
Illustrated credit card transferring its balance.
Illustrated credit card transferring its balance.
balance transfer to new traditional mastercard

1.9% intro APR for 12 months.*

7.99-17.99%
APR thereafter.*

contact us

(509) 326.1954
(208) 619.4000
(800) 858.3750

Live Chat

8 a.m. – 5 p.m.
weekdays.

Spend less on debt.

Lower your cost of debt by moving high-cost credit cards and loan balances from other financial institutions to your STCU Mastercard®.

A balance transfer moves money you owe on non-STCU credit cards or loans to your STCU Mastercard, often at a lower interest rate. This allows you to consolidate your debt into one place, with the potential to reduce your total monthly payment and to save money.

New cardholders.

Complete your balance transfer in the first 60 days after opening your STCU rewards or traditional credit card and pay no balance transfer fee! Your low introductory rate on transferred balances is good for 12 months, giving you time to catch up and to pay off debts faster.

To start your balance transfer, message or call us, or visit any STCU branch location during regular business hours. Bring your account information from your other financial institution(s) to complete the transfer.

Existing cardholders.

Eligible STCU members can save money by transferring debt from other credit cards and loans to your STCU Mastercard. Choose from two balance transfer deals, now through December 31, 2018:

1. Pay no transfer fee.

Pay 0% annual percentage rate for six months — with no balance transfer fee! (After the promo period, your rate on remaining balance transfers will be 11.49-21.49% variable APR for rewards cards and 7.99-17.99% fixed APR for traditional cards. See all rates and terms.)

Choose a method to accept this offer:

  • Transfer your balance online. (Log into online banking, then click "Self-service" and "Transfer card balances.")
  • Visit any STCU branch location.
  • Call us at (509) 326-1954, (208) 619-4000, or (800) 858-3750.

2. Take more time.

Pay 0% APR for 18 months, with a 3% fee. (After the promo period, your rate on remaining balance transfers will be 11.49-21.49% variable APR for rewards cards and 7.99-17.99% fixed APR for traditional cards. All rates and terms.)

Choose a method to accept this offer:

  • Visit any STCU branch location.
  • Call us at (509) 326-1954, (208) 619-4000, or (800) 858-3750.

These balance transfer offers end December 31, 2018, and are based on member eligibility. Transfer your balances today!


disclosures

*1.90% intro annual percentage rate (APR) for 12 months (or 13 billing cycles) on balance transfers. Thereafter, the rate is 7.99-17.99% fixed APR for traditional cards; 11.49-21.49% variable APR for rewards cards. STCU membership fee may be required.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Inc.