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Illustration of a computer
Illustration of a computer
personal unsecured loan
As low as

APR effective 12/15/2022

Loans that fit your lifestyle.

Good for school expenses, buying an older vehicle, emergencies, and more!

Good credit is rewarded on your personal loan.  Manage your money each month with affordable and predictable payments.*

  • Fast cash — often with no collateral!
  • No fees on most loans.

Personal unsecured loans.

No collateral (car, house, and so on) is required, making this one of the quickest loans possible to secure.

  • Consolidate credit card debt.
  • Finance a project, adoption, wedding, emergency, or consolidate student loans.
  • Fixed-rate loan, with predictable monthly payments.

Personal secured loans.

Rates and terms often are more favorable than a credit card, providing you a lump sum for whatever you need at a predictable fixed rate that fits your budget.

Saving- and certificate-secured loans.1

Build credit history while borrowing up to 100% of your savings or certificate balances. Earn dividends on the money you save, while paying a low interest rate on your loan.

Personal line of credit.1

Draw from your personal line of credit when you need it — online or by telephone or check. Great for emergencies, travel, and special events, with no annual fee. Interest-only payments available as you draw up to three times your monthly income.

Loan payment options.

We offer several ways to pay your STCU personal loan.

Payment protection.

Debt protection from unexpected misfortune.

On-the-spot loans.

STCU loans available at many contractor and store showrooms.

Extended hours.

For loan help, call (509) 326-1954 between 7:30am-6pm weekdays.


*APR = annual percentage rate. All loans are subject to approval.

1Online applications for this STCU loan type are unavailable. To apply, please contact us directly. Rates are subject to change. View all terms, rates, and find payment examples.