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An illustration of a personal watercraft, motorhome, and ATV.
An illustration of a personal watercraft, motorhome, and ATV.
An illustration of a personal watercraft, motorhome, and ATV.
recreational vehicle loan
As low as

APR effective 07/17/2020

Apply now

View rates and terms

All the fun you can handle.

Whether fly fishing in Montana or camping at the Gorge, enjoy your next adventure with an STCU recreational vehicle loan.

Get on the road — or water — with an RV loan at STCU, where 100% financing is available, including tax and license, on loans up to 180 months.

  • Motorhomes
  • Boats
  • Travel trailers
  • Snowmobiles
  • Motorcycles
  • Campers
  • Personal watercraft
  • ATVs

1% cash is back!

Now through December 31, 2020, you could get 1% cash back, up to $500, when you refinance your non-STCU auto, truck, boat, or RV loan at the credit union. You might lower your rate, too!

Here's how

Get preapproved!

Apply to get preapproved for your loan before you shop, so you know how much fun and adventure you can afford. Then enjoy our loan discount just for keeping your STCU credit card in good standing.

Estimate your fixed monthly payment with our auto loan calculator.

Find your payment

Refinance to lower your payment

Why pay more for your vehicle? Ask us about refinancing your RV loan from another lender and we'll do our best to reduce your monthly payment.

Loan services

Loan payment options.

We offer several ways to pay your STCU auto loan.

Payment Protection.

Debt protection from unexpected misfortune.

Proof of insurance.

Learn more about how to provide proof of insurance.

Extended hours.

For loan help, call (509) 326-1954 between 7:30am and 6pm weekdays.


*APR = annual percentage rate, which applies to purchase of - model year vehicles. STCU rates assume the primary borrower gets a 0.25% discount for owning an STCU credit card in good standing. Payments are based on the contract rate before discounts. Other rates and terms may apply depending on your creditworthiness. All loans are subject to approval. STCU terms, conditions, and rates are subject to change. View vehicle loan rates

Proof of insurance is required with every STCU vehicle loan. Visit support to learn more.