APR effective 03/20/2026
Make memories in an RV.
Whether you’re heading out on a cross‑country road trip, camping for the weekend, or chasing lake days all summer, an STCU recreational vehicle loan helps you get there with flexible, local financing.
Our RV loans cover more than just motorhomes. With a quick, easy application process, you can spend less time on paperwork and more time enjoying the experience.
RVs, boats, motorcycles and more.
When you think of an RV, a camper or motorhome probably comes to mind. RV loans cover so much more. Think of them as anything you can have fun in, including:
- Travel trailers
- Campers
- Motorhomes
- Boats
- Personal watercraft
- Motorcycles
- ATVs
- Snowmobiles
Whether you’re buying new or used, an STCU RV loan gives you flexible options for financing a wide range of recreational vehicles.
Get preapproved!
Knowing your budget ahead of time makes every decision easier.
Apply to get preapproved for your RV loan before you shop, so you know exactly what you can afford.
Why choose an STCU RV loan?
- Loans up to 180 months.
- No down payment for most vehicles.
- Up to 100% financing available.
- Loan discounts when you also have an STCU credit card.*
Estimate your payment.
Estimate your fixed monthly payment with our auto loan calculator.
Find your paymentRefinancing your RV loan.
Already have an RV, boat, or motorcycle loan somewhere else?
Refinancing with STCU could help you lower your monthly payment or simplify your finances, all while keeping your loan with a local credit union.
Loan services
Loan payment options.
We offer several ways to pay your STCU auto loan.
Payment Protection.
Debt protection from unexpected misfortune.
Proof of insurance.
Learn more about how to provide proof of insurance.
Private-party sales.
For more information about private-party sales visit the Washington DOL or Idaho DOL.
disclosures
*APR = Annual percentage rate, which applies to the purchase of vehicles seven model years old and newer.
STCU rates assume the primary borrower gets a 0.25% discount for owning an STCU credit card in good standing. Payments are based on the contract rate before discounts. 100% financing available to qualified borrowers only. Other rates and terms may apply depending on your creditworthiness.
All loans are subject to approval. STCU terms, conditions, and rates are subject to change. View all terms, rates, and find payment examples.
Proof of insurance is required with every STCU vehicle loan. Visit support to learn more.