member preferred money market
Minimum $100,000.
APY effective 2/4/25
Spoil your stacks.
Give your dough the preferential treatment it deserves.
Unlike some other, riskier options, the STCU Member Preferred Money Market account offers competitive returns with unlimited in-person deposits and withdrawals.
| Balance range | APY |
|---|---|
| $0 - $24,999.99 | 1.01% |
| $25,000.00 to $49,999.99 | 2.02% |
| $50,000.00 to $74,999.99 | 2.27% |
| $75,000.00 to $99,999.99 | 2.53% |
| $100,000 and up | 3.04% |
Your account provides you with:
- No minimum balance.
- Automatic rate hikes when you reach higher balance tiers.
- Dividends compounded monthly.
- No monthly service charge.
- Unlimited deposits or withdrawals in person.1
- Write up to six checks, or six remote transfers, each month.
- Free checks if 55+ with direct deposit.
- Federally insured up to NCUA limits. Read more about federal limits.2
Disclosures
*APY = annual percentage yield. APY is accurate as of the last dividend declaration date. No minimum balance required to earn the APY. Rate is variable and balance tiers may change after account is opened. STCU membership is required to open account and fees may reduce earnings.
1STCU allows up to six (6) pre-authorized, automatic, or remote (such as online and mobile banking) transfers to another account, including other accounts you own, per calendar month. A $5 “excess item fee” may be charged for the first three items above that limit, and $15 for each additional item after that. See transaction limits.
2STCU deposits are federally insured by NCUA up to $250,000 per account owner.