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Illustration of dollar signs
Illustration of dollar signs
Illustration of dollar signs
President's Premium Money Market
As high as

APY effective 07/01/2020

Open account

View rates and terms

Wait-and-see. Or save-and-spend.

Whatever happens next, you'll earn competitive dividends on your STCU Money Market Account, with the freedom to withdraw funds at any time.

STCU money market accounts include:

  • Unlimited deposits or withdrawals in person.1
  • Write up to six checks, or six remote transfers, each month.
  • Higher rates for higher balances.
  • Dividends compounded monthly.
  • Free checks if 55+ with direct deposit.

No hidden fees.

No minimum to open. No monthly fees.

Grow your savings.

Grow savings faster by adding new deposits at any time.

24-hour access.

Free online and mobile access.

Federally insured.

Federally insured up to $250,000.


*APY = annual percentage yield. APY is accurate as of the last dividend declaration date. No minimum balance required to earn the APY. Rate is variable and may change after account is opened. STCU membership is required to open account and fees may reduce earnings.

President's Premium Money Market Account balances from $0 to $24,999 earn 0.15% APY; from $25,000 to $99,999, 0.20% APY; $100,000 to $249,999, 0.30% APY; and $250,000 or more, 0.35% APY.  All money market rates

1Federal regulations allow you up to six checks or transactions from your money market account each month, but deposits and withdrawals are unlimited when you do it in person at a branch location, at the Night Drop, or through the mail. In addition, when your balance reaches a higher tier, we automatically hike your dividend rate. Yay! See balance tiers.