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Illustration of dollar signs
Illustration of dollar signs
Illustration of dollar signs
President's Premium Money Market
As high as

APY effective 01/05/2022

Open account

View rates and terms

Park it here. Spend it there.

Whatever happens next, you'll earn competitive dividends on your STCU Money Market Account, with the freedom to withdraw funds at any time.

Your STCU money market account provides you with:

  • Higher rates when you reach higher balances.
  • Dividends compounded monthly.
  • No monthly service charge.
  • Unlimited deposits or withdrawals in person. 1
  • Write up to six checks, or six remote transfers, each month.
  • Free checks if 55+ with direct deposit.

No hidden fees.

No minimum to open. No monthly fees.

Grow your savings.

Grow savings faster by adding new deposits at any time.

24-hour access.

Free online and mobile access.

Federally insured.

Federally insured up to $250,000.


*APY = annual percentage yield. APY is accurate as of the last dividend declaration date. No minimum balance required to earn the APY. Rate is variable and may change after account is opened. STCU membership is required to open account and fees may reduce earnings.

1STCU allows you to write up to six checks or electronic withdrawals/transfers from your money market or savings accounts each month without penalty. A $5 "excess item fee" is charged for the first three items above that limit; $15 for each additional item. Deposits and withdrawals, however, are unlimited when you do it in person at a branch location (including Night Drop) or ATM, or through the mail. See Account Support.