Skip to main content
STCU Online Banking >
Car and truck.
Car and truck.
Car and truck.
auto loan
As low as

APR effective 11/01/2018

apply now

View rates and terms

Calculate your loan

Get your motor running.

Got your eye on a new car?  STCU has a two-door loan with a six-speed manual transmission — and another with seating for eight.

STCU will get you on the road, with great rates and terms to purchase your next new or newer model vehicle.

  • Loans up to 84 months.
  • No down payment for most vehicles.
  • 100% financing available.*
  • Loan discounts for having an STCU credit card.*

Get 1% cash back!

Apply online before December 31, 2018, to refinance your existing auto, truck, or RV loan held by some other lender and we'll give you 1% cash back — up to $500! (Choose "Refinance" as the purpose of your online application.)  Get details here.

Get preapproved!

Apply to get preapproved for your auto loan before you start shopping. Preapproval gives you the confidence of a cash buyer when you know your credit union has preapproved your purchase up to a certain amount.

Refinance to lower your payment

Why pay more for your vehicle? Ask us about refinancing your car, truck, or SUV loan from another lender and we'll do our best to reduce your monthly payment.

Contact the STCU Lending Center 7:30 a.m. to 6 p.m. weekdays at (509) 326-1954 or visit any STCU branch location. After-hours calls are welcome!

STCU at the dealer

Ask your dealer for an STCU loan right from the showroom!

Payment protection

Debt protection from unexpected misfortune.


*APR = annual percentage rate, which applies to purchase of 2011-2019 model year vehicles, with terms of 72 months or less. Other rates and terms may apply, depending on the model year and your creditworthiness.

STCU rates assume the primary borrower gets a 0.25% discount for having an STCU credit card in good standing. Payments are based on the contract rate before discounts. 100% financing available to qualified borrowers only. Rates subject to change. View vehicle loan rates

Proof of insurance is required with every STCU vehicle loan. Learn more