get started
WA: (509) 344-2200
ID: (208) 619-4001
OR: (541) 304-7690
Toll-free: (877) 304-7185
Choose option 3
merchantsales@stcu.org
resources
Get paid. Keep growing.
The easier it is to get paid, the more time you have to focus on your business.
STCU Business merchant services, powered by Deluxe®, gives you the tools to accept payments wherever business happens, whether that’s at the counter, online, over the phone, or on the go.*
From point-of-sale systems and virtual terminals to online checkout tools and mobile payment solutions, you'll have everything you need to create a smooth payment experience for your customers.
Accept payments your way.
Whether you run a retail store, restaurant, professional service, or growing online business, we can help you accept the payment types your customers expect.
- In-store payments.
- Online payments
- Mobile payments.
- Credit and debit cards.
- Virtual terminal payments
- Digital wallets, including Apple Pay®, Google Wallet™, and Samsung Pay®.
Seriously smart point-of-sale.
Choose from powerful countertop and handheld devices that let customers tap, insert, or swipe with ease.
Need to accept payments remotely? Use a virtual terminal from nearly any computer.
Selling online? Add shopping carts and checkout tools directly to your website.
Our merchant services experts are here to help you review point-of-sale options designed to fit your business.
Turn transactions into insights.
Your payment system can do more than process sales. Access transaction data, sales trends, batch reports, and business insights to help you better understand your business and make informed decisions.
Lower costs, fewer worries.
Wondering if you're paying too much for payment processing? Our business banking experts will review your recent statements with a complimentary savings analysis to identify rates, fees, and other costs that may be reduced or eliminated.1
Support when you need it.
Questions don't always happen during business hours. That's why you'll have access to 24/7 merchant support for help with payment processing and equipment operation. Transactions are processed using PCI-compliant hardware, software, and encryption to help keep your business and customer information secure.
The STCU Business merchant services advantage.
- Get paid faster with available next-day funding.2
- Help protect your business with fraud prevention and data security tools.
- Use real-time data to help manage inventory and maximize sales.
- Access 24/7 live support that works around your schedule.
When it comes to getting paid, you deserve tools that work as hard as you do. STCU Business merchant services can help you streamline payments, better understand your business, and keep things moving forward.
Get in touch.
Call us.
(509) 344-2200 WA
(208) 619-4001 ID
(877) 304-7185 toll-free
Email us.
merchantsales@stcu.org
Treasury management team
We're here to help.
Merchant services disclosures.
*©2025 Deluxe®. All rights reserved. Deluxe is a registered ISO of Fifth Third Bank, National Association.
1Comparison applies to processing fees for the same or similar services offerings only, not to include equipment or software fees.
2Merchants on certain processing programs are not eligible for next-day funding; funding may be delayed by Deluxe Merchant Services’ Credit or Risk departments at any time. All accounts subject to credit approval; some restrictions and exclusions apply to all offerings.
Apple Pay® is a trademark of Apple Inc. Google WalletTM is a trademark of Google Inc. Samsung Pay® is a trademark of Samsung Electronics Co. Ltd. All trademarks contained herein are the sole and exclusive property of their respective owners. Any such use of those marks without the express written permission of their owner is strictly prohibited.