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Compare the rewards, features and benefits, and rates of all three STCU Business Mastercards®.

Download application

Fax your completed application to: (509) 344-2545
Mail or bring to: STCU Business Credit, 9 S. Washington St., Suite 700, Spokane, WA 99201-3719

 

Side-by-side comparison of STCU business credit cards.

Premier Rewards icon
Premier Rewards.

Rewards icon
Rewards.

STCU Business Mastercard card icon
STCU Business Mastercard.

$75/year annual fee.*

Business Premier Rewards details

No annual fee.

Business Rewards details

No annual fee.

STCU Business Mastercard details

New cardholder offer.

0% intro APR for 8 months.
(15.24-25.24% variable APR thereafter)**
View rates and terms.
0% intro APR for 8 months.
(15.24-25.24% variable APR thereafter)**
View rates and terms.
0% intro APR for 8 months.
(13.24-23.24% variable APR thereafter)**
View rates and terms.
30,000 bonus points when you spend $3,000 in first 90 days.1 10,000 bonus points when you spend $3,000 in first 90 days.1

Rewards.

5x points on office supply stores, plus recurring bills for phone, internet, and TV.1
4x points on up to $10,000 in eligible gas purchases per year.1
3x points on restaurants and most travel purchases, including airlines, hotels, car rentals, cruises, train and bus trips, and travel agencies.1 3x points on office supply stores, plus recurring bills for phone, internet, and TV.1
2x points on all other purchases.1 2x points on gas, restaurants and most travel purchases, including airlines, hotels, car rentals, cruises, train and bus trips, and travel agencies.1
1.5x points on all other purchases.1
Redeem your points for cash back, gift cards, airline tickets, merchandise, charitable donations, or to erase transactions. Redeem your points for cash back, gift cards, airline tickets, merchandise, charitable donations, or to erase transactions.
Points never expire.1 Points never expire.1

Travel benefits.

Exclusive airport lounge access in 120+ airports worldwide with Priority Pass digital membership.2 Exclusive airport lounge access in 120+ airports worldwide with Priority Pass digital membership.2
More than one million hotspots worldwide with Boingo Wi-Fi access.3 More than one million hotspots worldwide with Boingo Wi-Fi access.3
Ride-share protection for loss or theft of belongings up to $750 per trip.3 Ride-share protection for loss or theft of belongings up to $750 per trip.3
Primary rental car coverage3 Primary rental car coverage3 Primary rental car coverage3
MasterAssist 24-hour global travel emergency assistance.3 MasterAssist 24-hour global travel emergency assistance.3 MasterAssist 24-hour global travel emergency assistance.3

Lifestyle benefits.

Cell phone protection up to $800 for stolen or damaged devices.3 Cell phone protection up to $800 for stolen or damaged devices.3
Discounts with Adobe, Intuit Quickbooks and TurboTax, McAfee, Microsoft Advertising, ShopRunner, Stride, Uber for Business and Uber Freight, and Zoho Marketing Plus.3 Discounts with Adobe, Intuit Quickbooks and TurboTax, McAfee, Microsoft Advertising, ShopRunner, Stride, Uber for Business and Uber Freight, and Zoho Marketing Plus.3 Discounts with Adobe, Intuit Quickbooks and TurboTax, McAfee, Microsoft Advertising, ShopRunner, Stride, Uber for Business and Uber Freight, and Zoho Marketing Plus.3
Mastercard discounts:  Mastercard Priceless Experiences, Mastercard Digital Doors, Mastercard Premium Easy Savings, Mastercard Golf, Mastercard Biz Blog.3 Mastercard discounts:  Mastercard Priceless Experiences, Mastercard Digital Doors, Mastercard Premium Easy Savings, Mastercard Golf, Mastercard Biz Blog.3 Mastercard discounts:  Mastercard Priceless Experiences, Mastercard Digital Doors, Mastercard Easy Savings, Mastercard Golf, Mastercard Biz Blog.3
Up to $1,000 for theft or damage with Purchase Assurance.3 Up to $1,000 for theft or damage with Purchase Assurance.3 Up to $1,000 for theft or damage with Purchase Assurance.3
Up to one year extended warranty that doubles the manufacturer's.3 Up to one year extended warranty that doubles the manufacturer's.3 Up to one year extended warranty that doubles the manufacturer's.3
Stay organized with free app access Mastercard Receipt Management.3 Stay organized with free app access Mastercard Receipt Management.3 Stay organized with free app access Mastercard Receipt Management.3
24/7 expert assistance with Mastercard Business Assistant.3 24/7 expert assistance with Mastercard Business Assistant.3
Medical fraud and overbilling protection with HealthLock for Mastercard.3 Medical fraud and overbilling protection with HealthLock for Mastercard.3 Medical fraud and overbilling protection with HealthLock for Mastercard.3

Safety benefits.

Mastercard ID Theft Protection.3 Mastercard ID Theft Protection.3 Mastercard ID Theft Protection.3
Zero liability protection against unauthorized transactions.4 Zero liability protection against unauthorized transactions.4 Zero liability protection against unauthorized transactions.4
24-hour lost/stolen card support with Mastercard global service.3 24-hour lost/stolen card support with Mastercard global service.3 24-hour lost/stolen card support with Mastercard global service.3

Disclosures

*Annual Fee.
Premier Rewards cardholders with more than five cards under their account pay an additional $15 annual fee per card, unless cardholder has an STCU Business Growth checking account. No annual fee for Business Rewards and Business Mastercard cardholders.

**All loans subject to approval. APR= annual percentage rate. View all rates and terms.

1Points.
Bonus points expire one year from date awarded. Regular points never expire. See the STCU rewards card terms and conditions.

2Airport lounge access.
Eligible cardholders will have lounge membership with “pay as you go” lounge visits at only $35 per visit, per person. Membership to 1,200+ Priority Pass lounges in 120+ countries and in over 400 airports regardless of airline, frequent flyer membership, or class of ticket.

3Certain restrictions apply. See guide to benefits for STCU Business Mastercard, STCU Business Rewards World Mastercard, or STCU Business Premier Rewards World Mastercard.

4Certain restrictions apply. See mastercard.us/zero-liability.


Mastercard credit card disclosures and agreements:

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Inc.