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Photograph of a hand holding a phone and credit card
Photograph of a hand holding a phone and credit card
Photograph of a hand holding a phone and credit card
business rewards credit card

0% intro APR
for 8 months.*

15.24-25.24%
variable APR thereafter.*

Fax your completed application to:
(509) 344-2545

Mail or bring to:
STCU Business Credit
9 S. Washington St., Suite 700
Spokane, WA 99201-3719

STCU Business Premier Rewards Mastercard.

With everyday purchases, your STCU rewards Mastercard® is working for your business. Start by earning up to 30,000 bonus points!1   

5x
points per dollar spent on office supply purchases and some recurring bills.
4x
points per dollar spent on gas purchases. (Up to $10,000 in gas per year!)
3x
points per dollar spent on restaurants and most travel purchases.
2x
points per dollar spent on all other purchases.

Card features and offers.

  • Receive 30,000 bonus points1 when you spend $3,000 in the first 90 days.
  • Take advantage of 0% intro APR for 8 months (15.24-25.24% variable APR thereafter).*
  • No foreign transaction fee.2
  • Use your card in-person, online, or in Apple Pay, Google Pay, Mastercard Click to Pay, and Samsung Pay.
  • Redeem your points for cash back, gift cards, airline tickets, and more.
  • Points never expire!1

Premium benefits.

Discounts on Intuit products like QuickBooks and TurboTax, advertising opportunities, and more.3
Mastercard Receipt Management, Mastercard Business Assistant, and more.3
Lifestyle benefits like cell phone protection, HealthLock for Mastercard, and more.3
Travel benefits like ride-share protection, airport lounge access, and more.3

 

See all benefits and features

 

STCU Business Rewards Mastercard.

3x
points per dollar spent on office supply purchases and some recurring bills.
2x
points per dollar spent on dining, gas, and most travel.
1.5x
points per dollar spent on all purchases.

Features and benefits.

  • Receive 10,000 bonus points1 when you spend $3,000 in the first 90 days.
  • Take advantage of 0% intro APR for 8 months (15.24-25.24% variable APR thereafter)2.
  • Use your card in-person, online, or in Apple Pay, Google Pay, Mastercard Click to Pay, and Samsung Pay.
  • Pay no annual fee!
  • Lifestyle and travel benefits like merchant discounts and rental car coverage.

See all benefits and features

 

Looking for a simpler option?

Enjoy the lowest rate possible with our traditional STCU Business Mastercard, with no annual fee! Enjoy the same convenience and safety as all STCU Business Mastercards.

Learn more


Stay safe with your STCU Business Mastercard.

  • Mastercard ID Theft Protection.3
  • Purchase assurance against damage or theft.3
  • Zero liability protection against unauthorized transactions.3

Cardholder support.

We’re here for you, just like your Mastercard is. You are welcome to call our rewards vendor at (855) 445-6719 from 6 a.m. to 9 p.m. Pacific Standard Time weekdays or 6 a.m. to 7 p.m. weekends. And if you need to get in touch with us, you can contact us anytime.


Disclosures

*All loans subject to approval. APR= annual percentage rate. View all rates and terms.

1Bonus points.
Must make $3,000 in purchases on the STCU Business Premier Rewards credit card in the first 90 days to earn 30,000 bonus points; or earn 10,000 bonus points for STCU Business Rewards credit card. Bonus points are awarded once per membership. Points never expire. See STCU rewards card terms and conditions (PDF).

2Fees.

  • No foreign transaction fee for STCU Premier Rewards Business Mastercard; foreign transaction fee for STCU Rewards Busisness Mastercard and STCU Business Mastercard is 2% of the U.S. dollar amount.
  • Cash advance fee is $5 or 3% of each cash advance, whichever is greater.
  • No balance transfer fee for STCU Business Mastercard; STCU Premier Rewards Business Mastercard and STCU Rewards Business Mastercard have no for the introductory 9 billing cycles. After that, either $5 or 3% of each balance transfer, whichever is greater.

3Certain restrictions apply. See guide to benefits for STCU Business Mastercard (PDF)STCU Business Rewards Mastercard (PDF), or STCU Business Premier Rewards Mastercard (PDF).

4Certain restrictions apply. See mastercard.us/zero-liability.


Mastercard credit card disclosures and agreements:

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Inc.


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