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Find loan details, payment options, and insurance requirements.
Congratulations on your new ride! Here is helpful information to make sure everything runs smoothly.
Key information.
Member number.
Available in online banking and on your welcome materials.
Loan number.
Found in online banking and the email or letter we sent you.
Payment amount.
View in online banking or on your loan statement.
First payment date.
Shown in online banking and email or letter we sent you.
STCU routing number: 325182700
You can always reach out to us if you have questions or need help finding this information.
Making payments.
Find the best way for you to pay. You can:
- Use online banking or the mobile app to set up automatic payments from your STCU account, transfer payments from another financial institution, or make one-time payments.
- Mail your payment.
- Drop your payment off at an STCU branch.
- Enroll to text in your payment.
Learn more about your payment options.
👍 Pro-tip: Managing your money is easy with online banking. You can register online or download the STCU mobile app from the Apple App Store or Google Play Store.
Proof of insurance.
You are responsible for providing proof of insurance for your vehicle.
Insurance protects you, your vehicle, and the loan collateral.
If proof of insurance is not received within 30 days, STCU is required to purchase insurance on your behalf. This coverage is typically more expensive than obtaining your own policy.
How to submit proof of insurance.
Ask your insurance agent to send your insurance binder and confirm STCU is listed as the lien holder.
Your agent can submit and check the status of your insurance using:
- Email: stcu@myloaninsurance.com
- Phone: (866) 600‑8767
- Fax: (877) 401‑2172
You may also submit the information yourself using the same methods.
You can find more information on our website.
More benefits.
Credit card savings.
Having a credit card with STCU qualifies you for a relationship discount of 0.25% off your loan. Check out our Premier Rewards Mastercard or compare all our credit card options.*
Get some extra cash.
You can put your member perks to work and get paid. Just open a free checking account and follow a few more steps and you can earn money. Check it out.1
Balance transfers.
When you transfer high-rate credit card or loan balances to your new STCU credit card, you can take a break from interest and focus on paying down what you owe.
Disclosures
*All loans subject to approval. Credit card must be opened 60 days from the vehicle loan funding in order to receive discounted rate.
1Restricted to consumer members who join through indirect lending only. Limit of one reward per member. Offer valid to qualifying members during the first 180 days of membership. Cash reward amount is based on average daily balance over your first 90 days of account opening. Account must be active and in good standing at time of payout. Upon successfully completing all promotion requirements, STCU will attempt to deposit the applicable reward into your account within 30 days of verifying all requirements have been satisfied and maintained. Reward will be deposited into the highest active checking account number (applies when multiple of the same account type is opened under one membership). STCU reserves the right to modify or terminate this offer at any time, without prior notice.
2 Balance transfers must be completed within 90 days from the account opening date.