That make you smile.
Enjoy the rewards of STCU membership, with credit cards from the organization you love.
Use your STCU Mastercard for a chance to be surprised with $1,000! Beginning April 1, 2020, you'll get an entry into the Mastercard Priceless Surprises sweepstakes with each eligible purchase made on your STCU credit or debit card (signature-based and other transactions may be ineligible.) One lucky winner in this nationwide sweepstakes will be drawn each month — 9 drawings total! — to receive a $1,000 Mastercard Prepaid Card. Sweepstakes ends Dec. 31, 2020. No purchase necessary. U.S. residents 18 and older.
The STCU Mastercard® is great for reserving hotel rooms, airline tickets, or a table at your favorite restaurant. And because its recognized at millions of stores and websites worldwide, you can make quick and secure purchases with your card or your phone, when it's set up in your digital wallet.
Every card automatically comes with Passport Unlimited® for instant discounts at restaurants, at stores, and online. Choose from rewards cards, accumulating points to redeem for cash, merchandise, or charity, or a traditional card with one of the lowest fixed rates around.
Credit card options
Enjoy the lowest rate possible with our traditional, fixed-rate STCU Mastercard, with no annual fee! Each card comes with instant Passport Unlimited® discounts you can get at thousands of stores, restaurants, athletic clubs, and more.
STCU Rewards World Mastercard®
Your World card has no annual fee and earns points on every dollar spent. Receive 10,000 bonus points when you make $1,500 in purchases the first 90 days. Earned points never expire with your World card.1
STCU Premier Rewards World Mastercard®
Your Premier card earns 3x points on most travel purchases, 2x points on two spending categories of your choice, and 15,000 bonus points when you make $1,500 in purchases the first 90 days. Earned points never expire with your Premier card.1
To track or redeem your points, log into STCU online banking or call (855) 445-6719 to complete one of the following transactions (restrictions may apply, so read the terms and conditions):
- Airline tickets.
- Gift cards and merchandise.
- Cash back to your STCU accounts.
- Cruises and travel packages.
- Make a donation to your favorite charity.
- Gift points to a deserving STCU member.
*0% intro annual percentage rate (APR) for 6 months on purchases for most credit cards. Thereafter, the rate is 9.99-20.99% APR for traditional cards; 10.99-20.99% variable APR for rewards cards. Introductory rate availability based on creditworthiness. Not all applicants will qualify for these rates.
1Bonus points expire one year from date awarded. Earned points never expire, with at least one purchase every 24 months. See the STCU rewards card terms and conditions.
Credit card disclosures and agreements:
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Inc.