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An illustration of a credit card with colorful circles above it.
An illustration of a credit card with colorful circles above it.
An illustration of a credit card with colorful circles above it.

5 lesser-known STCU credit card perks

published november 2024

Take advantage of the benefits that can fly under the radar.

There’s more to your credit card than sparkles and it being easy to use.

STCU credit cards are more than handy tools for making purchases. They come with some awesome benefits you might not have known about—until now.

With three options to choose from, Premier Rewards, Rewards, and the STCU Mastercard, there's a card that fits your needs perfectly.*

1. Identity fraud expense reimbursement.

In today’s digital world, identity theft is a real concern. That’s why having a credit card with identity fraud expense reimbursement can be a game-changer. If you ever fall victim to identity theft, this benefit can cover the costs associated with restoring your identity.1

2. Extended warranty.

Do you have your sights set on a new gadget? Keep it protected with an extended warranty that could add one or two years, depending on your credit card, onto the manufacturer’s.

3. Rental car collision damage waiver.

If you’re planning to hit the road in a rental, you might be able to skip the rental company’s insurance and rely on your credit card’s coverage instead. This perk can save you a hefty daily fee while giving you the same protection. (Just be sure to check the terms and conditions before you get behind the wheel.) 1

4. Price protection.

Have you ever bought something, only to see it go on sale a few days later? That feeling is the worst! Thankfully, you have price protection, which means if you find a lower price on an eligible purchase within a specific timeframe, you can get reimbursed for the difference.1

5. Cell phone coverage.

We all know how costly it can be to repair or replace a cracked phone screen. But if you pay your monthly cell phone bill with your STCU Reward or Premier Rewards Card, you could be in luck. You’re protected up to $600 for stolen or damaged devices.1

Those are just a few of the benefits you might not have known about. You can see more and compare all STCU credit cards on our website.




Disclosures

This content is for educational purposes.

*All loans subject to approval.

1 Certain restrictions apply. See guide to benefits for STCU MastercardSTCU Rewards World Mastercard, or STCU Premier Rewards World Mastercard.