Complete projects you've been putting off or finance a special occasion, with an STCU home equity line of credit or fixed-rate loan.
Good for home remodeling, college tuition, vacations, weddings, consolidating debts, medical expenses, adoptions, business ventures, and more!
Worried about rates going up? When you open an STCU home equity line of credit, you also have the option to lock in today's rate on draws of $5,000 or more!
It's easy to apply for your STCU home equity line or loan, or to get fast answers to your questions:
Home equity line of credit: STCU pays fees, excluding reconveyance fee and appraisal fee, if applicable, on home equity line of credit. Rate adjusts monthly, with a maximum 18.00% APR.
Home equity loan: The fixed-rate home equity loan includes .25% discount when you set up automatic payments from an STCU checking or savings account at the time you get your loan and .25% discount for having an STCU credit card in good standing.