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Illustration of dollar signs
Illustration of dollar signs
business money market
As high as

APY effective 12/01/2022

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View rates and terms


Save some, spend some.

Earn competitive dividends on money you park temporarily in your STCU money market account.

Let your short-term cash work for you, with an STCU business money market account that provides:

  • 24-hour online access.1
  • Unlimited in-person withdrawals, and up to six checks, transfers, or withdrawals each month.1
  • Dividends paid monthly.
  • Automatic rate hikes at certain balance tiers.
  • No early withdrawal penalties.
  • No monthly service fee with $2,500 or higher average daily balance.

Open your account today!

Get in touch.

Contact our business team.
Meet the team.

Call us.
(509) 344-2200 WA
(208) 619-4001 ID
(877) 304-7185 Toll-free

Visit in person.
Drop by any branch. For larger loans, visit the seventh floor of the Hutton Building.

Not a member?
Join us!

Need some help?
View business documents.


*APY=annual percentage yield. APY is accurate as of the last dividend declaration date. Rate is variable and may change after account is opened. Business money market account balances from $0 to $2,500, earn 0.10% APY; $2,500 to $9,999, 0.15% APY; $10,000 to $49,999, 0.25% APY; $50,000 to $74,999, 0.40% APY; $75,000 to $99,999, 0.40% APY; $100,000 or more, 0.40% APY. STCU membership is required to open account and fees may reduce earnings. See all business money market rates and terms.

1STCU allows up to six (6) pre-authorized, automatic, or remote (such as online and mobile banking) transfers to another account, including other accounts you own, per calendar month. A $5 “excess item fee” may be charged for the first three items above that limit, and $15 for each additional item after that. See transaction limits.