Skip to main content
STCU Online Banking >
topics on this page

Joining

Who can join?

Cost

How do I join STCU?

You're welcome to become a member of the largest credit union in the Inland Northwest if you belong to one of the following categories listed below:

  • Washington and North Idaho residents: If you live, work, worship, or go to school in the State of Washington or in North Idaho (Benewah, Bonner, Boundary, Kootenai, Latah, Lewis, Nez Perce, or Shoshone counties).
  • Family and relatives: If you have a relative by blood, marriage, or adoption who lives, works, worships or goes to school in the State of Washington or in North Idaho (Benewah, Bonner, Boundary, Kootenai, Latah, Lewis, Nez Perce, or Shoshone counties).
  • Students: If you are a student under the age of 18 or a student attending a college or university in the State of Washington or in North Idaho (Benewah, Bonner, Boundary, Kootenai, Latah, Lewis, Nez Perce, or Shoshone counties).
  • Community Business Partners: If your employer is affiliated with STCU as a Community Business Partner.

If you belong to one of the categories above, you can easily join STCU online (if you are at least 18 years old) or by stopping in at any of our locations open to the public. For more information regarding the documentation and identification required to open a new membership at a branch location, please contact our Contact Center.

Can my business join?

Yes! You can join as a business member - and open your accounts at the same time! It's easy to do.

Contact us to schedule an appointment with a member of the STCU Commercial and Business Services team. Make sure to check the list to assemble all the necessary tax identification and documentation you'll need to complete your membership.

Our team will help set up your membership and review with you the options for reaching your business goals.

Do I have to be a teacher to join STCU?

You do not have to be a teacher to join STCU. If you live, work, worship, or go to school in the state of Washington or North Idaho (Benewah, Bonner, Boundary, Kootenai, Latah, Lewis, Nez Perce, or Shoshone counties), you are eligible to join the credit union. See How do I join STCU.

If you qualify for membership, you can easily join STCU online (if you are at least 18 years old) or by stopping in at any of our branch locations.

How much does it cost to become an STCU member?

With some exception, there is a one-time membership fee of $10 for members who are 18 and older, and $5 for students who are 18 and older — a modest price for lifetime membership with the No. 1 credit union in the Inland Northwest.

There is, however, no membership fee for those under 18, for employed educators, or for anyone who chooses to become a member online! (An "employed educator" includes anyone who works for a school, college, or university. Membership fee also is waived for any joint owner added to the educator's membership at the time of opening. The joint owner does not have to be educator.)

Employees of a qualifying Community Business Partner (check with your employer) also receive free membership. Visit our membership page to view eligibility requirements as well as the rewards and advantages of becoming a member of STCU.


related