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Illustration of a downtown business district skyline.
Illustration of a downtown business district skyline.

Paid faster. Paid smarter.

Get paid faster at your business with reliable payment processing services, powerful data management, and friendly 24/7 support.

Customer compliments are nice, but they don't pay the bills. With STCU merchant processing services, you can increase your sales, get paid faster, and capture customer data right from the point of sale — without sacrificing the compliments!

Partnering with TSYS, a Global Payments Company, STCU provides you with reliable, easy-to-use devices at your business, online, or on the road that give customers the freedom to pay the way they want.

  • In-store.
  • Online
  • Credit cards
  • Gift cards
  • Check
  • Digital wallets, including Apple Pay®, Google PayTM, and Samsung Pay®.

Seriously smart point-of-sale.

Vital® devices from TSYS equip you with reliable, easy-to-use, and efficient tools to meet the needs of every customer and how they want to pay. 

Photo of the Vital Select point-of-sale device.

Vital® Select.

A fast, full-featured point-of-sale option for in-store payments, Vital Select gives you the tools you need to understand employee performance, business cycles, and inventory turn, so you can make smarter decisions.

Try the interactive demo.

  • Order-ahead features.
  • Server or sales associate assignments.
  • Combine or split held orders.

Photo of the Vital Plus all-in-one countertop device.

Vital® Plus.

Run your business from a single, all-in-one countertop device. Powerful features combined with a simple, elegant design make Vital Plus perfect for your growing business.

Try the interactive demo.

  • Intuitive touch screen interface.
  • Accepts swipe, chip, or contactless payments.
  • Thermal receipt printer.
  • Bi-directional barcode scanner.
  • Wi-Fi connectivity for in-aisle and line busting.

Photo of the Vital Mobile device.

Vital® Mobile.

Ideal for a small business that needs payment flexibility. Whether at the counter or out of the store, with Vital Mobile and a compatible smartphone you can accept payments anytime, anywhere.

Try the interactive demo.

  • Compatible with most iOS and Android devices.
  • Intuitive design and superior customer experience.
  • Quick set up and easy-to-use, requires minimal training.

The TSYS advantage.

TSYS provides you with fraud prevention and data security tools, uses real-time data to manage your inventory and maximize sales, and, where available, helps you get paid faster with available next-day funding.**

Powerful management solutions.

Access efficient services like recurring billing and e-commerce shopping carts, and use customized online reporting functions to capture and analyze customer data.

Advanced support and security.

Get 24/7 merchant support when you need assistance with processing or equipment operation. TSYS also offers PCI and regulatory support, along with financial relief should a breach occur.

Lower costs, fewer worries.

STCU merchant experts will analyze your current statements to explore potential cost savings, enhanced cash flow potential, and increased payment security potential. We can help you find costs that can be eliminated or lowered.*

Local support.

STCU merchant experts are available weekdays by phone and email or can meet you at an Eastern Washington or North Idaho branch by appointment.

Get in touch.

Call us.
(509) 344-2200 WA
(208) 619-4001 ID
(877) 304-7185 toll-free

Email us.

Cash management team
We're here to help.

Manage your merchant services.

Manage your STCU/TSYS merchant services and equipment at these sites 24/7:

Merchant services disclosures.

*Merchants on certain processing programs are not eligible for next-day funding; funding may be delayed by TSYS’ credit or risk departments at any time. All accounts subject to credit approval; some restrictions and exclusions apply to all offerings.

**Comparison applies to processing fees for the same or similar services offerings only, not to include equipment or software fees.

Vital® is a registered trademark of TSYS Merchant Solutions LLC. Apple Pay® is a trademark of Apple Inc. Google PayTM is a trademark of Google Inc. Samsung Pay® is a trademark of Samsung Electronics Co. Ltd. All trademarks contained herein are the sole and exclusive property of their respective owners. Any such use of those marks without the express written permission of their owner is strictly prohibited. ©2019 Total System Services Inc. TSYS® is a federally registered service mark of Total System Services Inc.® All rights reserved.