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Illustration of a camper, a car, and an ATV
Illustration of a camper, a car, and an ATV
Illustration of a camper, a car, and an ATV

1% cash is back!

auto loan
As low as

APR effective 11/01/2018

Refinance Now

View rates and terms

This time, your loan pays you — up to $500.

How will you use your cash back? That part is up to you.

Is your auto, truck, or recreational vehicle financed elsewhere? Bring your paperwork to STCU and get 1% cash back —up to $500! — when you refinance your vehicle.*

It's easy to get your cash back. Here are three ways to apply:

  • Open the loan application page. Choose "Refinance" as the purpose of your loan application.
  • Visit any STCU branch location.
  • Call the STCU Lending Center in Washington at (509) 326-1954, Idaho at (208) 619-4000, or toll-free at (800) 858-3750. 

Great rates, too!

Refinancing your vehicle at STCU could reduce your cost of debt. Our competitive loan rates often are lower than other lenders. If that happens, you may qualify to reduce your monthly payment or term of your loan, lowering the total amount in interest paid over the life of your loan. Check STCU vehicle rates or contact us to learn more.


*The 1% cash back offer is limited to $500 per loan refinanced from another financial institution. The recipient of the cash back is responsible for all taxes related to bonus payments. STCU vehicle loans are subject to approval and your rates and terms will depend on your creditworthiness and your vehicle's model year. This offer is effective September 1 through December 31, 2018.