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Illustration of a camper, a car, and an ATV
Illustration of a camper, a car, and an ATV
Illustration of a camper, a car, and an ATV

Hear us out: What if your loan paid you?

auto loan
As low as
5.49%APR*

APR effective 01/01/2025

1% cash it back — up to $500!

Put some extra money in your pocket when you refinance your non-STCU auto, truck, boat, or RV loan.

Is your vehicle financed elsewhere? Bring your paperwork to STCU and you could get 1% cash back —up to $500 per loan! — when you refinance your vehicle by June 30, 2025.*

It's easy to get your cash back. Here are three ways to apply:

  • Apply online! Choose "Refinance" as the purpose of your loan.
  • Call STCU in Washington at (509) 326-1954, Idaho at (208) 619-4000, or toll-free at (800) 858-3750. 
  • Visit the nearest STCU branch location.

Great rates, too!

When you refinance with STCU, you could score a lower rate than you’re paying now. That might mean a smaller monthly payment, a shorter loan term, or both — saving you money in the long run.

Check STCU vehicle rates or contact us to learn more.


Disclosures

*All loans subject to approval. Offer good for non-STCU loans only. The 1% cash back offer is limited to $500 per loan. Effective April 1 through June 30, 2025. Recipient is responsible for all taxes related to bonus payments. Rates and terms of your STCU loan may depend on the creditworthiness of the applicant and model year of vehicle. No limit on the number of loans refinanced. STCU reserves the right to terminate or alter this promotion at any time.