Skip to main content
STCU Log in >
Illustration of a camper, a car, and an ATV
Illustration of a camper, a car, and an ATV
Illustration of a camper, a car, and an ATV

Hear us out: What if your loan paid you?

auto loan
As low as

APR effective 11/18/2022

Refinance Now

View all rates and terms

1% cash it back — up to $500!

Get cash back when you refinance your "non-STCU" auto, truck, boat, or RV loan.

Is your auto, truck, or recreational vehicle financed elsewhere? Bring your paperwork to STCU and you could get 1% cash back —up to $500! — when you refinance your vehicle by December 31, 2022.*

It's easy to get your cash back. Here are three ways to apply:

  • Apply online! Choose "Refinance" as the purpose of your loan application.
  • Call STCU in Washington at (509) 326-1954, Idaho at (208) 619-4000, or toll-free at (800) 858-3750. 
  • Visit the nearest STCU branch location.

How will you use your cash back? We'll leave that part to you.

Great rates, too!

Refinancing your vehicle at STCU could reduce your cost of debt. Our competitive loan rates often are lower than other lenders. If that happens, you may qualify to reduce your monthly payment or term of your loan, lowering the total amount in interest paid over the life of your loan.

Check STCU vehicle rates or contact us to learn more.


*Offer good for non-STCU loans only. All loans subject to approval. Our 1% cash back offer is limited to $500 per loan and must be completed August 1, 2022, through December 31, 2022. Recipient is responsible for all taxes related to bonus payments. Rates and terms of your STCU loan may depend on the creditworthiness of the applicant and model year of vehicle.