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Illustration of a camper, a car, and an ATV
Illustration of a camper, a car, and an ATV
Illustration of a camper, a car, and an ATV

1% cash is back.

auto loan
As low as
2.99%APR*

APR effective 05/20/2020

Refinance Now

View rates and terms

This time, your loan pays you — up to $500!

Get cash back when you refinance your "non-STCU" auto, truck, boat, or RV loan.

Is your auto, truck, or recreational vehicle financed elsewhere? Bring your paperwork to STCU and you could get 1% cash back —up to $500! — when you refinance your vehicle.*

It's easy to get your cash back. Here are three ways to apply:

  • Apply online! Choose "Refinance" as the purpose of your loan application.
  • Call STCU in Washington at (509) 326-1954, Idaho at (208) 619-4000, or toll-free at (800) 858-3750. 
  • Visit the nearest STCU branch location.

How will you use your cash back? We'll leave that part to you.

Great rates, too!

Refinancing your vehicle at STCU could reduce your cost of debt. Our competitive loan rates often are lower than other lenders. If that happens, you may qualify to reduce your monthly payment or term of your loan, lowering the total amount in interest paid over the life of your loan.

Check STCU vehicle rates or contact us to learn more.


Disclosures

*Offer good for non-STCU loans only. All loans subject to approval. Our 1% cash back offer is limited to $500 per loan and must be completed July 1, 2020, through December 31, 2020. Recipient is responsible for all taxes related to bonus payments. Rates and terms of your STCU loan may depend on the creditworthiness of the applicant and model year of vehicle.