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Illustration of the STCU sign on the Hutton building in downtown Spokane
Illustration of the STCU sign on the Hutton building in downtown Spokane
Illustration of the STCU sign on the Hutton building in downtown Spokane

Business solutions for professionals.

Business accounts designed for specific needs in Washington or Idaho.

Interest on Lawyers' Trust Account (IOLTA)

An IOLTA is an STCU dividend checking account for attorneys and law firms that need to separate client funds from their own.1 STCU is authorized to administer IOLTAs in both Washington and Idaho.

  • No monthly service charge or administration fees.
  • Dividends accrue daily and are distributed monthly.
  • Free online banking and mobile access to accounts.

Dividends earned in your firm's IOLTA are passed along to the Legal Foundation of Washington or Idaho Law Foundation to support state legal aid programs.

Real Estate Trust Accounts (IRETA/RETA)

Real estate trust accounts are dividend checking accounts for Realtors, title companies, and other real estate firms that need to separate client funds from their own.2 STCU is authorized to administer IRETAs in Washington and RETAs in Idaho.

  • No monthly service charge or administration fees.
  • Dividends accrue daily and are distributed monthly (IRETA only).
  • Free online banking and mobile access to accounts.

Dividends earned in your IRETA in Washington are passed along to the Housing Trust Fund and state real estate education programs. In Idaho, dividends are not earned on this account.


disclosures

1 An STCU business checking account is required before an IOLTA can be opened at the credit union. In the event operational fees are assessed to the IOLTA, they will be redirected and charged to the firm's general operating account.

2 An STCU business checking account is required before an IRETA/RETA can be opened at the credit union. In the event operational fees are assessed to the IRETA/RETA, they will be redirected to the firm's general operating account.


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