Personal rates

Check out today's rates on STCU accounts and loans. Whether you're saving, borrowing, or both, we're here to help your money go further.

Personal rates

Balance	APY
Balance $0.00+	APY 3.04%

Disclosures

*APY = annual percentage yield.

Term	Minimum To Open	Balance	APY
Term 19-month IRA select certificate	Minimum To Open $2,000.00	Balance $2,000.00+	APY 4.07%
Term 30-month IRA select certificate	Minimum To Open $2,000.00	Balance $2,000.00+	APY 4.26%

Disclosures

*APY = annual percentage yield.

Term	Minimum To Open	Balance	APY
Term 6- to 12-month IRA certificate	Minimum To Open $500.00	Balance $500.00+	APY 3.30%
Term 12- to 24-month IRA certificate	Minimum To Open $500.00	Balance $500.00+	APY 3.30%
Term 24- to 36-month IRA certificate	Minimum To Open $500.00	Balance $500.00 to $1,999.99	APY 0.25%
Term 24- to 36-month IRA certificate	Minimum To Open $500.00	Balance $2,000.00+	APY 2.79%
Term 36- to 48-month IRA certificate	Minimum To Open $500.00	Balance $500.00 to $1,999.99	APY 0.25%
Term 36- to 48-month IRA certificate	Minimum To Open $500.00	Balance $2,000.00+	APY 2.53%
Term 48- to 60-month IRA certificate	Minimum To Open $500.00	Balance $500.00 to $1,999.99	APY 0.25%
Term 48- to 60-month IRA certificate	Minimum To Open $500.00	Balance $2,000.00+	APY 2.27%

Disclosures

*APY = annual percentage yield.

Term	Minimum To Open	Balance	APY
Term Bump rate 18-month IRA certificate	Minimum To Open $2,000.00	Balance $2,000.00+	APY 2.27%
Term 5-year IRA certificate	Minimum To Open $2,000.00	Balance $2,000.00+	APY 2.02%
Term President's Premium 30-month IRA certificate	Minimum To Open $25,000.00	Balance $25,000.00+	APY 3.56%

Disclosures

*APY = annual percentage yield.