Download STCU's mobile app

The branch that moves with you

Stay close to your money when you download the STCU mobile app. Secure and easy to use, the app uses your Apple or Android phone to check account balances, to send or deposit money, to pay bills, to track spending and savings, and more. Click any feature shown below for more information.

Get a snapshot of your account balances, then tap to view your transaction history. Credit cards and lines of credit display loan balances only.

Transfer money between accounts or to another member or financial institution. Show me how

Set up transfer details to other members or financial institutions in advance at the full online banking site, then conduct your transfers from the mobile app. Transfers to other members require the last name and either the 10-digit account number, phone number, or email address. More

Save a trip to the credit union by choosing mobile deposit. Submit front and back photos of your check and confirm the amount. Show me how

Access your accounts even faster with PIN-based login and, for devices that support it, fingerprint authentication and Touch ID®.

Pay your bills and review your history of previous payments. Show me how

Set up new payees or schedule recurring payments on the full online banking site. More

Monitor your spending from your personal budget, and set up email alerts to remind you when you've exceeded your budget. Show me how

Set up your budgets initially on the full online banking site, then monitor with the mobile app. More

Set your personal saving goal for future purchases or events. Set up email alerts to remind you when you’ve reached your saving goals. Show me how

Set up your saving goals initially on the full online banking site, then monitor with the mobile app. More

Find an STCU branch, shared branching location, or surcharge-free ATM using your current GPS location, Zip Code, or address.


Videos! Show me how:


  • Message STCU securely. Contact STCU for private account and support questions.
  • Ironclad security. 128-bit SSL encryption technology protects your personal information and accounts.

Frequently asked questions

What’s the difference between the mobile app, mobile-friendly site, and full site?

The mobile app can only be used on Apple iOS 6+ and Android 2.3.3+ mobile devices. The mobile-friendly site can be accessed at, using your web browser on most phones, tablets, and other mobile devices. With the exception of mobile deposit, the full online banking site supports all features and can be used with most devices, though the best experience may occur on your laptop or desktop computer.

Does the mobile app work without an Internet connection?

No, your mobile device must be connected to the Internet to use the STCU mobile app. The mobile app provides round-the-clock account access anywhere your mobile device is connected to the Internet.

What kinds of checks can I deposit using the mobile app?

Our mobile deposit can accept most domestic checks, including personal, business, and payroll checks. However, please be aware of these limitations: Mobile deposit is unable to accept foreign checks, third-party checks, substitute checks, traveler's checks, and checks older than six months. In addition, checks with uncommon formatting style -- such as amount or payee name situated in an uncommon location, or superfluous characters (e.g., extra $$ symbols) located around the amount field -- will not be accepted. Please visit your nearest STCU branch location for these types of check deposits. Before making your deposit, please endorse your check(s) exactly as the payee line reads. More

When will my mobile deposit funds be available?

In general, deposits made before 4 p.m. PT on business days will be processed later the same day. Deposits made after 4 p.m. PT or on non-business days will be processed the following business day. The first $500 of funds will be available by 4 p.m. of the same or following business day; the remaining amount will be available two business days following the day it is processed. More

If I lose my mobile device, will my account information be safe?

For your security, the STCU mobile app protects unauthorized access by never storing your online banking username and password. STCU recommends you monitor your accounts closely if your device has been lost or stolen.

Why do I need to perform my first-time login on my computer?

The STCU mobile app connects to STCU's new online banking system, so your account needs to be set up first on the new system. Online banking registration requires a computer with a web browser; some mobile devices may support these additional requirements.