Updated January 2026
What to prep now for a faster, simpler tax season.
We get it, taxes aren't fun. But, they don't need to be stressful.
With a little preparation, you can get everything in order before it’s time to file.
We have a checklist to get everything ready for Tax Day 2026 (filing your 2025 taxes).
Here's what you'll need:
- A secure place to store documents, paper or digital.
- Your bank account and routing number if you want your refund by direct deposit.
Personal information.
- Social Security numbers for you, your spouse, and dependents.
- Your current address and any name or address changes.
Income.
-
W‑2s from employers.
- 1099‑NEC for nonemployee/contract income.
- 1099‑INT/DIV/B for interest, dividends, or stock sales.
- 1099‑G for unemployment benefits.
- SSA‑1099 or RRB‑1099 for Social Security or Railroad Retirement.
- 1099‑R for pension, annuity, or IRA distributions.
Not all forms apply to everyone. Your situation might mean you only have to deal with one or two, while other people may need three, four, or even more.
Deductions and credits.
You can take either a standard deduction or itemize your deductions. If you choose to itemize, you need to know:
- Mortgage interest statements; student loan interest (1098‑E) or tuition (1098‑T).
- Property, income, and sales taxes you paid.
- Medical/dental expenses (including eligible premiums or medically required home improvements).
- Charitable donations with receipts.
- Child and dependent care expenses (keep the provider’s Tax ID).
DIY or hire a pro?
If your taxes are straightforward, DIY software can work well. If you had major life changes, multiple income streams, or complex investments, consider a professional.
👍Preparing for Tax Day can take some time. It helps to break it up into manageable pieces.
Filing taxes isn’t anyone’s favorite task, but getting organized early can make the whole season feel a lot easier. With the right info in front of you, you’ll be ready to file confidently and move on with your year.
This information is for educational purposes only. Consult your tax adviser.