The more, the merrier: You could get up to $500!
It's not just limited to friends. You can also refer your family, frenemies, or acquaintances.
How to make referrals.
1. Invite your friends.
Visit "refer a friend" in online banking or your mobile app.
2. They complete the referral steps.
Cheer them on as they crush their goals and get you both closer to earning $50.
3. You both get $50!
There's no limit to the number of referrals you can make, and you can earn up to $500 each calendar year. The more friends who join STCU, the more you can earn.
👍 Pro-tip: Friends don't refer friends out of the blue. Reach out to them before you hit send and let them know it's coming. That makes it less likely your referral will be overlooked, trust us.
Have you been referred?
Your friend (or family, etc.) loves us and thinks you might, too. That's why they sent a referral email to you. Check out that email to get to know us better and learn how to earn $50 for you and for your friend.
Here are the steps at a glance:
- Open an STCU free checking, Relationship Rewards checking, or dividend checking account and get a debit card.
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Sign up for online statements.
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Make five debit transactions of $25 or more.
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Direct deposit a total of $1,200 into your new account.
Once you've met all the requirements, the $50 will be deposited into your account within 30 days.
Disclosures
Membership must be established using special promotion code listed in the referral communication after the referral has been submitted. Rewards are limited to $500 in a calendar year per member. All promotion requirements must be met within the first 90 days of membership. Referrals are active for 45 days or until membership has been opened. If all promotion requirements are met within the promotion period, STCU will attempt to deposit $50 into your account and $50 into the account of the member who referred you within 30 days of verifying all requirements have been satisfied and maintained. Offer applies to primary personal and consumer trust memberships only. Referees must be eligible for membership to qualify.
To be eligible to make referrals, you must be in good standing, have at least one active deposit account, and be 18 years of age. No minimum balance required to open or get your $50 reward. STCU reserves the right to change, modify, or discontinue the member referral promotion at any time, without prior notice.
Open an STCU free checking, Relationship Rewards checking, or dividend checking account to qualify. Dividend checking and relationship rewards checking: APY=annual percent yield. Rates and fees subject to change after opening account. Fees may reduce earnings. One account allowed per person. View all checking account rates and terms.
Dividend checking: A $5 fee is charged any month that your average monthly balance goes below $2,500. No minimum opening deposit. Balances from $0 to $5,000 earn 0.20% APY; $5,000.01 to $10,000 earn 0.05% APY; from $10,000.01 to $25,000 earn 0.10% APY; and $25,000.01 and higher earn 0.15% APY. APY is accurate as of the last dividend declaration date.
Relationship rewards checking: Level 1 monthly qualifications: online statements, direct deposit of $250 or more, and 10+ debit or credit card purchases. Monthly rewards: 3.04% APY on balances up to $5,000, 0.25% certificate rate boost, free cashier's checks and money orders, no debit card foreign transaction fees, and no $5 monthly service charge.
Level 2: All level 1 qualifications plus $10,000+ average account balance and active STCU Rewards Credit card. Monthly rewards: 5.12% APY on balances up to $10,000, 0.50% certificate rate boost, Free cashier's checks and money orders, no debit card foreign transaction fees, no $5 monthly service charge, 0.25% loan rate discount, one free wire transfer per year, and 500 bonus credit card rewards points. Credit cards and loans subject to credit approval. Credit card bonus points requires $500 monthly purchase minimum. $5 monthly service charge if level 1 qualifications are not met. Rates and fees subject to change after opening account.