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My Life, My Money logo
My Life, My Money logo
My Life, My Money logo

Grade levels:

Grades K—4

Grades 5—8

High school

Schedule a presentation:

(855) 753.0317

Tools for financial education.

STCU offers you free tools — including easy-to-adopt curricula and activities — to help your students learn to make good financial decisions.

Virtual presentations available!

We are now offering many of our educational programs virtually, in addition to in-person. Call or email us to learn more and schedule.

Grades kindergarten—4.

  • Spending and saving (Kindergarten and 1st grade): Students learn about spending, saving, and sharing concepts. They also learn about counting and keeping money safe and the consequences of financial decisions.
  • Needs v. wants activity (1st grade): Students learn the difference between a need and a want during an interactive activity.Illustration of a Ping the Penguin and an igloo
  • Money Jar presentation (2nd grade): We bring Money Jars for the entire class. To encourage students to talk about money, we read  Ping's Pennies, an original short story, written and illustrated by a pair of local teens, about a spendthrift penguin and his friends who learn the value of saving money and sharing with others.
  • Money Journal presentations (3rd grade): Discussion about money and introduces save, spend, and share concepts using STCU Money Journals. Basic budget, organization, and goal concepts are introduced.
  • What is credit? (4th grade): Interactive lesson that introduces students to credit. Learn how and why people might choose to borrow money.

Grades 5—8.

  • What is investing? (5th grade): Students learn about investing. They will get the opportunity to learn why some people invest their money and what they hope to accomplish in doing so.
  • Debit vs. credit card activity (6th grade): Students learn the difference between a debit and a credit card and the costs associated with borrowing money to purchase items.
  • Game show (7th grade): An interactive financial education-based game show, with video clips and prizes. Topics include saving money, credit, student loans, and credit cards.
  • Classroom presentations (7th and 8th grade): Topics include credit scores, debit and checking accounts, saving, investing, compound interest, pay yourself first, emergency savings, budgeting and proper spending, credit cards, and the difference between a credit union and a bank.
  • Money Live for middle school (8th grade):  Money Live is a hands-on simulation designed for students preparing for high school. It puts them in the shoes of a teenager with more responsibility and tackles subjects such as making good decisions, needs v. wants, time management, and part-time jobs.

High school.

  • Classroom presentations (9th and 10th grade): Topics include the difference between net and gross pay, viewing a sample paycheck, credit scores, debit and checking accounts, saving, goal setting, insurance, budgeting and spending, credit cards, retirement, interest, and the difference between a credit union and a bank.
  • Game show (11th grade): An interactive financial education-based game show, with video clips and prizes. Topics include saving money, student loans, credit score, credit cards, auto loans, and more.
  • Money Live for high school (12th grade): Money Live is a hands-on simulation designed for high school students. It puts teens in the shoes of an adult making choices about housing, food, child care, insurance, auto buying, and more.

Schedule a presentation.

Call (855) 753.0317 or email to schedule a presentation or to get more information about STCU financial education programs.

We  teachers!

STCU was founded by teachers in 1934, and we've never forgotten our roots.

Although we now also welcome non-educators as members, we still support teachers in many ways:

  • Educators pay no membership fee to join STCU!
  • In-person and online financial education presentations.
  • Back-to-school events at dozens of Eastern Washington and North Idaho locations.

Thank you teachers!