Skip to main content
STCU Log in >
Illustration of money growing like a plant
Illustration of money growing like a plant
Illustration of money growing like a plant
Up to

APY effective 02/02/2021

Get started

View rates and terms


You run the business. We'll handle the rest.

Simplify your business checking, with low fees and practical features to manage your cash flow, including the option to earn dividends on your account balances.

Freedom and Growth.

Comparison of STCU business checking accounts.
Freedom. Growth.
Designed for the business that wants the flexibility to choose the products and services that work best. All the benefits of Freedom Checking, plus competitive dividends and benefits to help your business grow.
No dividends. Dividends earned on balances above $10,000.
No monthly service charge.


$12 if enrolled in electronic statements.

Waived if account has STCU merchant services, STCU remote deposit capture, or combined deposit accounts average balances are $10,000 or more.

Unlimited, free remote deposit capture. Unlimited, free remote deposit capture; $150 credit towards scanner purchase after 12 months of use.
Premier Rewards World Elite credit card available.* Premier Rewards World Elite credit card available; no annual fee for first five cards.*

Available on both Freedom and Growth:

  • Physical checks. 1
  • Free, unlimited mobile deposits and transfers.
  • Free business debit card. 2
  • Surcharge-free access to thousands of ATMs.
  • Free online and mobile banking, with billpay.
  • Free online check images.
  • Merchant services.
  • ACH services.
  • Stop payments.
  • Free incoming wires.
  • Outgoing domestic wires.

Analyzed checking.

For businesses with higher monthly balances and transaction volumes, choose analyzed checking. You'll enjoy many of the same account benefits — plus earn credits that can offset fees!

Contact us for details

Get in touch.

Contact our business team.
Meet the team.

Call us.
(509) 344-2200 WA
(208) 619-4001 ID
(877) 304-7185 Toll-free

Visit in person.
Drop by any branch. For larger loans, visit the seventh floor of the Hutton Building.

Not a member?
Join us!

Need some help?
View business documents.


*All loans subject to approval. $75 total annual fee for first five cards, $15 annual fee for each additional card.

1See business fee schedule (PDF) for details.

2First debit card, or renewed cards, are free. Fee may apply for lost card replacements.