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Illustration of money being managed
Illustration of money being managed
Illustration of money being managed

Optimize your cash flow.

STCU's cash management services are the perfect solution for optimizing cash flow and streamlining operations.

ACH services.

  • Direct deposit — Simplify your bookkeeping, save money, and increase employee satisfaction with Automated Clearing House (ACH) direct deposit.
  • Payments — Collect recurring payments quickly and efficiently, while offering additional payment options to your customers when you use STCU's electronic payment service.

Remote deposit.

With a desktop scanner and secure internet connection, you can deposit checks on your schedule without having to leave the office. Eliminate frequent trips to the STCU branch, while boosting your cash flow and productivity.

Seriously smart point-of-sale.

Increase your sales, get paid faster, and capture customer data with STCU merchant processing. With our reliable, easy-to-use devices at your business, you'll provide customers the freedom to pay the way they want — in-store, online, or on the go with their credit card, gift card, check, or digital wallets, including Apple Pay®, Google PayTM, Samsung Pay®, and more.

STCU merchant processing provides your business with 24/7 merchant support, a free savings assessment, advanced fraud prevention, and real-time analysis of customer data to make your point-of-sale transactions smarter and more efficient.

Learn more about merchant services


Move excess funds automatically each business day from primary checking to money market and/or loan accounts to maximize your earned dividends or to reduce interest expense. Funds can also move back into your checking account, as needed, to avoid service fees and to protect your account from overdrafts.

Federal tax payments.

Make deadlines and improve efficiency by enrolling in the free Electronic Federal Tax Payment System. Visit the EFTPS website to enroll with your employer identification number (EIN), your STCU account number, and the STCU Routing Transit Number — 325182700.

Get in touch.

Contact our business team.
Meet the team.

Call us.
(509) 344-2200 WA
(208) 619-4001 ID
(877) 304-7185 Toll-free

Visit in person.
Drop by any branch. For larger loans, visit the seventh floor of the Hutton Building.