Surcharge-free ATMs

Where to find them

One of the sweetest benefits of your STCU membership is the time and money you save using your STCU debit card to access any of the thousands of surcharge-free ATMs available nationwide. Some are owned by STCU; some are simply surcharge-free to our members as part of the larger Co-op Network.

Use your STCU debit card to get cash, transfer funds, check balances, and more at ATMs in the Co-op Network. In addition, many 7-Eleven stores provide surcharge-free ATM-like machines to STCU members. (See list of local locations on the right.)

How can you know if an ATM is surcharge-free? Take a moment to check the list below, or visit the Co-op Network ATM locator or call toll-free to (888) SITE-COOP (748-3266).

Washington

Downtown Spokane

  • Davenport Grand
    333 W. Spokane Falls Blvd.
  • Davenport Hotel
    10 S. Post St.
  • Davenport Towers
    111 S. Post St.
  • Downtown (STCU) Branch (accepts deposits)
    707 W. Main Ave., Suite B4 (Skywalk Level)
  • New location!Downtown (STCU) Branch (accepts deposits)
    207 N. Wall St. (street level)
  • Hutton Building (accepts deposits)
    9 S. Washington St.
  • WSU-Spokane
    600 N. Riverpoint (Academic Center)
  • U-District (STCU) Branch (accepts deposits)
    528 E. Spokane Falls Blvd. (Schade Towers Building)

North

  • Bonner County (STCU) Branch (accepts deposits)
    477181 N. Highway 95, Ponderay, Idaho
  • Costco Wholesale
    7619 N. Division St.  
  • Indian Trail (STCU) Branch (accepts deposits)
    8703 N. Indian Trail Road
  • Main (STCU) Branch (accepts deposits)
    106 W. Nora Ave.
  • Newport (STCU) Branch (accepts deposits)
    202 W. Walnut St., Newport, Wash. 
  • North Spokane (STCU) Branch (accepts deposits)
    207 E. Hastings Road
  • Northtown Square Branch (accepts deposits)
    4727 N. Division St., Suite 105
  • Safeway Federal Credit Union
    529 E. North Foothills Drive  
  • Spokane City Credit Union (accepts deposits)
    1930 N. Monroe
  • Spokane Transit Authority
    1229 W. Boone
  • Spokane Falls Community College
    Building 17, 3410 W. Fort George Wright Drive
  • Spokane Community College
    Building 6 near cafeteria, 1810 N. Greene St.
  • Target Stores
    9770 N. Newport Highway
  • Whitworth University
    300 W. Hawthorne

South

  • Moran Prairie (STCU) Branch (accepts deposits)
    5711 S. Hailee Lane
  • South Spokane (STCU) Branch (accepts deposits)
    820 E. 29th Ave.
  • South Valley (STCU) Branch (accepts deposits)
    13211 E. 32nd Ave.
  • Target Stores
    4915 S. Regal St.

East

  • Costco Wholesale
    5601 E. Sprague Ave.
  • Liberty Lake (STCU) Branch (accepts deposits)
    2201 N. Madson Road
  • Spokane Valley (STCU) Branch (accepts deposits)
    13501 E. Sprague Ave.
  • South Valley (STCU) Branch (accepts deposits)
    13211 E. 32nd Ave.
  • Spokane Community College
    Building 6 near cafeteria, 1810 N. Greene St.
  • Target Stores
    13724 E. Sprague, Spokane Valley

West

  • Cheney (STCU) Branch (accepts deposits)
    2718 First St., Cheney, Wash.
  • Eastern Washington University (accepts deposits)
    Second floor, Pence Union Building
  • Qualchan (STCU) Branch (accepts deposits)
    4233 S. Cheney-Spokane Road, Spokane, Wash.

Idaho

Idaho locations

  • Bonner County (STCU) Branch (accepts deposits)
    477181 N. Highway 95, Ponderay
  • Crossroads (STCU) Branch (Three 24-hour, deposit-taking ATMs!)
     2712 N. Ramsey Road, Coeur d'Alene
  • Downtown (STCU) Coeur d'Alene Branch
    401 Front St., Coeur d'Alene
  • Post Falls (STCU) Branch (accepts deposits)
    3903 E. Primrose Lane, Post Falls
  • Silver Lake (STCU) Branch (accepts deposits)
    6704 N. Government Way, Dalton Gardens
  • Target Stores
    315 W. Canfield Ave., Coeur d'Alene

 


 

Local 7-Eleven ATM locations

For a complete list of ATMs, visit the Co-Op Network or call (888) 748-3266.

  • 3409 N. Argonne (Millwood)
  • 2828 E. 30th Ave. (South Hill)
  • 1317 S. Grand Blvd. (South Hill)
  • 924 E. Empire Ave. (North Spokane)
  • 323 W. Indiana Ave. (North Spokane)
  • 177 S. Division St. (North Spokane)
  • 1425 N. Maple St. (North Spokane)
  • 722 N. Park (Spokane Valley)
  • 2122 N. Pines (Spokane Valley)
  • N. 650 Idaho St. (Post Falls) 

Locations and hours subject to change. Beginning Jan. 1, 2017, the 7-Eleven ATMs will no longer accept deposits.

Holiday schedule

  • New Year's Day
  • Martin Luther King Jr. Day
  • Presidents' Day
  • Memorial Day
  • Independence Day
  • Labor Day
  • Columbus Day
  • Veterans Day
  • Thanksgiving Day
  • Dec. 24, closing 3 p.m. when on a business day 
  • Christmas Day