View all your bank accounts in one place.
With STCU account aggregation, you can view all your accounts held at most other financial institutions right from your STCU online banking dashboard!
What is account aggregation?
Account aggregation gives you the power to view all your money in one place. It securely and automatically gathers your account balances and recent transactions from your other credit unions, banks, credit card companies, and stock brokers, then displays them on your STCU online banking dashboard. It saves you time by eliminating the need to pull up statements from multiple accounts.
How do I set up account aggregation?
It's easy to set up account aggregation within STCU online banking. You'll need your log-in credentials for each account to verify your secure access. (The following steps can also be found under the "Self-service/All your banks in one place" tab in STCU online banking.)
1. Access STCU online banking settings.
After logging into online banking, click on "Settings" (found under your name in the upper right corner), then "Accounts." Click open the "Link an External Account" button.
2. Set up your accounts.
- When the "Add an external account" window pops up, select "Link accounts from another financial institution."
- Follow the instructions to search for the banks, credit unions, stock brokers, or credit card providers ("Home Depot," "Macy's," "Amazon," and so on) where you have other accounts.
- Enter your log-in information for your account at the other financial institutions.
- Select the accounts you wish to view from your STCU dashboard.
3. Complete your request.
To complete the steps and initiate account aggregation the first time, log out of your STCU online banking, then log back in to refresh your dashboard. You should now begin to see account balances and transactions from your other accounts displayed on your STCU dashboard!
Is account aggregation safe?
Yes! STCU and most financial institutions encrypt login requests to ensure that only you have access to your money. In addition, STCU account aggregation is restricted to "read-only" access, so your money or settings cannot be moved or changed.
What does account aggregation cost?
Hooray! STCU provides account aggregation as a free service to every member. We believe this tool makes it easier for every member to manage their money.
Can I manage my bank accounts from STCU?
No, you cannot make transactions on your non-STCU accounts. Account aggregation only allows you to see your balances and recent transactions at non-STCU financial institutions .
Does account aggregation trigger access alerts?
Yes, if you have asked your financial institutions to alert you whenever someone logs into your account, you will receive an alert each time STCU account aggregation retrieves your latest balance. For your security, we do not recommend that you turn off notifications, though that is an option at most financial institutions.