Shared branching

Access to thousands of credit union branches

STCU members have access to more than 5,000 participating shared branching locations nationwide, including shared branching ATMs.

A shared branching location is a credit union office that agrees to handle financial transactions for members of other participating credit unions. The CO-OP® Shared Branching network means you can complete most transactions at a shared branching location just as if you were visiting STCU, which means you can:

  • Make a deposit
  • Withdraw funds
  • Make a loan payment
  • Transfer money
  • Get a statement printout
  • And more!

Each transaction is recorded on your STCU statement, and most shared branching transactions are free to members.*

(Night Drop instructions: Include the full name "STCU" on your check, deposit slip, or other forms and instructions left in a Night Drop at any shared branching location. This ensures prompt and accurate recording of your transaction. Note: Not all credit unions permit Night Drop transactions.)


Find a shared branch

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You can also use a CO-OP® mobile app, text a street address or zip code to mycoop (692667) or call 1-888-SITE-CO-OP (888-748-3266).

These Inland Northwest credit unions participate in shared branching: Amicus, Cheney Federal, Global, P1FCU, PrimeSource, Progressions, Spokane Federal, Spokane Media, STCU (branch locations), WSECU.


*Fees and drive-through lanes
Normal fees for certain products and services may apply at non-STCU branches. Please ask first about any potential fees before processing your transaction. Some credit unions do not permit shared branching from their drive-through lanes.