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Find a shared branch

Find a shared branching ATM

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  • CO-OP® mobile app (iOS | Android).
  • Text a zip code to 91989.
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Access thousands of credit union branch locations.

STCU members have access to more than 5,500 participating shared branching locations nationwide, including shared branching ATMs.

A shared branching location is a credit union office that agrees to handle financial transactions for members of other participating credit unions. The CO-OP® Shared Branching network means you can complete most transactions at a shared branching location just as if you were visiting STCU, so you can:

  • Make a deposit
  • Withdraw funds
  • Make a loan payment
  • Transfer money
  • Get a statement printout
  • And more!

Each transaction is recorded on your STCU statement, and most shared branching transactions are free to members.*

Shared branching ATMs

Shared branching ATMs are one of the best kept secrets around!

They let you manage your accounts at STCU or thousands of other participating credit unions through a secure, nationwide network that rivals the largest U.S. banks. Deposit checks, get cash, transfer funds, look up your balance, or make a loan payment — in most cases with no surcharge fee!*

Take time to enroll in advance so you can bank at locations convenient to your regular commute or at travel destinations far from home.

Learn more about using shared branching ATMs.

Weekend banking

Several shared branching locations welcome STCU members during limited Saturday and Sunday hours. When visiting shared branching locations operated by other credit unions, remember to bring your valid ID and STCU account numbers.

Night Drop instructions

Include the full name "STCU" on your check, deposit slip, or other forms and instructions left in a Night Drop at any shared branching location. This ensures prompt and accurate recording of your transaction. Not all credit unions permit Night Drop transactions.


*shared branching fees

Normal fees for certain products and services may apply at non-STCU branches. Please ask first about any potential fees before processing your transaction. Some credit unions do not permit shared branching from their drive-through lanes.