stcu rewards card intro offer
0% intro APR for 18 months.*
14.74-24.74% APR thereafter.*
Get 15,000 (Premier Rewards) new account bonus points when you spend $1,500 in the first 90 days.
Earn up to 5x points at the pump.
Fill up the tank and stock up on snacks!
Gas prices are still on the high side, but you can earn up to 5x points when you use your STCU rewards card at qualifying gas stations, July 1 through September 30!
Up to 5x points on every $1.
Turn your points into cash back, airline tickets, gift cards, or a donation to your favorite charity while earning up to 5x points with your STCU Premier Rewards World Mastercard or up to 4x points with your STCU World Rewards Mastercard.
Amass up to 7,500 points. Here's how:
| Every day | Bonus | Total | |
|---|---|---|---|
| Every $1 spent at qualifying gas stations* | 1x points | 3x points | 4x points |
| 2X category set to "gas"* | 2x points | 3x points | 5x points |
| Every day | Bonus | Total | |
|---|---|---|---|
| Every $1 spent at qualifying gas stations* | 1x points | 3x points | 4x points |
Note: STCU does not qualify merchants. Qualification is based on a merchant category code that each store is assigned by their credit card processor when submitting a transaction to Mastercard for payment.
STCU rewards cards.
If you’ve been curious about getting an STCU credit card, now is a great time to do it. Here are some key benefits to applying now for your STCU rewards Mastercard:
- 0% introductory annual percentage rate for 18 months (14.74-24.74% variable APR thereafter).1
- Up to 10,000 (Rewards) or 15,000 (Premier Rewards) new account bonus points when you make $1,500 in purchases in the first 90 days.
- No annual fee for Rewards card; modest $49 annual fee for Premier Rewards card, which we waive the first year.*
Learn more about STCU credit cards
Digital wallet, or leather?
Either way, be the boss of your cards with online banking and the STCU mobile app.
Fast and free card management lets you access cards digitally and add them to your digital wallet for easy online shopping while you wait for your physical card (think Apple Pay, Google Pay, Samsung Pay, etc.). It also gives you real-time power over your cards, so you can shut down unauthorized users in other cities or online.
Learn more about card management
Questions?
Get information about opening a new credit card, upgrading to a rewards card, points, card benefits, and more.
You are also welcome to call our Contact Center at (800) 858.3750 from 7:30 a.m. – 5:30 p.m. Pacific Monday – Thursday, and 7:30 a.m. – 6:00 p.m. Fridays.
Disclosures
*STCU does not qualify merchants. Qualification is based on a merchant category code that each store is assigned by their credit card processor when submitting a transaction to Mastercard for payment. Purchases at qualifying stores only. STCU Premier Rewards World 2x points categories can be changed every 90 days. This bonus points promotion runs April 1 through June 30, 2023, and is limited to $2,500 in qualifying purchases, or up to 7,500 points. Reward points typically awarded within three business days after your qualifying transaction posts to your account. Earned points on purchases never expire, with at least one purchase every 24 months. Bonus points expire one year from date awarded.
Reward points typically awarded within three business days after your qualifying transaction posts to your account. Earned points on purchases never expire, with at least one purchase every 24 months. Bonus points expire one year from date awarded.
No foreign transaction fee for Premier card. All others, foreign transaction fee is 2% of U.S. dollar amount. A 3% balance transfer fee or $5, whichever is greater, applies. No balance transfer fee after 90 days on non-rewards STCU credit card. Cash advance fee is $5 or 3% of each cash advance, whichever is greater. Introductory rate availability based on creditworthiness. Not all applicants will qualify for these rates.
1All loans subject to approval.
Important disclosures for the Premier Rewards card and Rewards World Mastercard cash advance, balance transfer, and foreign transaction fees.
Read more about benefits of your STCU Rewards World Mastercard or your STCU Premier Rewards World Mastercard.
Mastercard and the Mastercard brand mark are registered trademarks of Mastercard International Inc. used pursuant to a license. All third party trademarks referenced herein are the property of their respective owners.