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An illustration a black credit card in front of bowl of food and a check
An illustration a black credit card in front of bowl of food and a check
An illustration a black credit card in front of bowl of food and a check
stcu rewards card intro offer

0% intro APR for 18 months.*
13.24-23.24% APR thereafter.*

Get 15,000 (Premier Rewards) new account bonus points when you spend $1,500 in the first 90 days.

Apply now

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Up to 5x points on every $1.

Wherever you end up, make it local. The bonus points are on us.

Winter can be a slog for us all. That goes for your favorite restaurants and bars, too. Shake off the cabin fever and spread the love by dining out with your STCU rewards credit card through March 31. You’ll earn up to 5x points and do your part to support local businesses. Delish!

Fast food and delivery service purchases are not eligible.

Amass up to 7,500 bonus points through March 31, 2023.

STCU Premier Rewards World Mastercard® points
Every day Bonus Total
Every $1 spent at qualified restaurants and bars 1x points 3x points 4x points
2X category set to "restaurants" 2x points 3x points 5x points

STCU Rewards World Mastercard® points
Every day Bonus Total
Every $1 spent at qualified restaurants and bars 1x points 3x points 4x points

Turn your points into cash back, airline tickets, gift cards, or a donation to your favorite charity while earning up to 5x points with your STCU Premier Rewards World Mastercard (don’t forget to set your 2x points categories) or up to 4x points with your STCU World Rewards Mastercard.

Note: STCU does not qualify merchants. Qualification is based on a merchant category code that each store is assigned by their credit card processor when submitting a transaction to Mastercard for payment.


STCU rewards cards.

If you’ve been curious about getting an STCU credit card, now is a great time to do it. Here are some key benefits to applying now for your STCU rewards Mastercard:

  • 0% introductory annual percentage rate for 18 months (13.24-23.24% variable APR thereafter).*
  • Up to 10,000 (Rewards) or 15,000 (Premier Rewards) new account bonus points when you make $1,500 in purchases in the first 90 days.
  • Up to 5x bonus points when shopping at qualified online and onsite merchants, November 1 through December 31, 2022.
  • No annual fee for Rewards card; modest $49 annual fee for Premier Rewards card, which we waive the first year.*

Learn more about STCU credit cards

Digital wallet, or leather?

Either way, be the boss of your cards with online banking and the STCU mobile app.

Fast and free card management lets you access cards digitally and add them to your digital wallet for easy online shopping while you wait for your physical card (think Apple Pay, Google Pay, Samsung Pay, etc.). It also gives you real-time power over your cards, so you can shut down unauthorized users in other cities or online.

Learn more about card management


Questions?

Get information about points, rewards, how to make payments, what to do about a lost or stolen card, and more.

Visit credit card support

Call our rewards vendor at (855) 445-6719 from 6 a.m. to 9 p.m. Pacific on weekdays and from 6 a.m. to 7 p.m. weekends.


Disclosures

*All loans subject to approval.

STCU does not qualify merchants. Qualification is based on a merchant category code that each establishment is assigned by their credit card processor when submitting a transaction to Mastercard for payment. Purchases at qualifying stores only. Fast food and delivery service purchases do not qualify. Valid only on consumer credit card purchases. STCU Premier Rewards World 2x points categories can be changed every 90 days. This bonus points promotion runs January 1 through March 31, 2023, and is limited to $2,500 in qualifying purchases, or up to 7,500 points.

Reward points typically awarded within three business days after your qualifying transaction posts to your account. Earned points on purchases never expire, with at least one purchase every 24 months. Bonus points expire one year from date awarded.

No foreign transaction fee for Premier card. All others, foreign transaction fee is 2% of U.S. dollar amount. A 3% balance transfer fee or $5, whichever is greater, applies. No balance transfer fee after 90 days on non-rewards STCU credit card. Cash advance fee is $5 or 3% of each cash advance, whichever is greater. Introductory rate availability based on creditworthiness. Not all applicants will qualify for these rates.

Important disclosures for the Premier Rewards card and Rewards World Mastercard cash advance, balance transfer, and foreign transaction fees.

Read more about benefits of your STCU Rewards World Mastercard or your STCU Premier Rewards World Mastercard.

Mastercard and the Mastercard brand mark are registered trademarks of Mastercard International Inc. used pursuant to a license. All third party trademarks referenced herein are the property of their respective owners.