Cash management services

Running a business is complicated enough without having to worry about your finances.  STCU's cash management services provide great solutions for helping you to optimize cash flow and to streamline operations.

ACH services

  • Direct deposit — Simplify your bookkeeping, save money, and increase employee satisfaction with Automated Clearing House (ACH) direct deposit.
  • Payments — Collect recurring payments quickly and efficiently, while offering additional payment options to your customers when you use STCU’s electronic payment service.

Remote deposit

With a desktop scanner and secure Internet connection, you can deposit checks on your schedule without having to leave the office. Eliminate frequent trips to the STCU branch, while boosting your cash flow and productivity. Contact our Commercial and Business Services team for help setting up remote deposit.

Merchant services

Increase your sales today with merchant processing from STCU, in partnership with Merchant e-Solutions. Accept credit cards for sales by phone, online, on the road, or at your place of business. Collect payments 24/7 quickly and easily, using terminals, smartphones, computers, or tablets.

Sweeps

Move excess funds automatically each business day from primary checking to money market and/or loan accounts, maximizing your earned dividends or reducing interest expense. Funds can also move back into your checking account, as needed, to avoid service fees and to protect your account from overdrafts.

Federal tax payments

Enroll in the free Electronic Federal Tax Payment System to make federal tax payments efficiently and on time. Visit the EFTPS website to enroll with your employer identification number (EIN), your STCU account number, and the STCU Routing Transit Number — 325182700.

 

Contact us

Visit STCU Commercial and Business Services on the seventh floor of the Hutton Building, 9 S. Washington, in downtown Spokane — map . Or contact us at (509) 326-1954 or toll-free at (800) 858-3750, or use LiveChat instant messaging during weekday business hours.