This time your loan pays you.

Refinance your non-STCU auto or recreational vehicle loan and we'll give you 1% cash back up to $500!*

With auto rates as low as 2.99% APR RVs as low as 3.74% APR you could lower your rate and reduce your cost of debt. Bring your vehicle loan(s) to STCU today and get cash back on your approved refinanced loan.

Hurry! Offer good through December 31, 2017.


I want cash back to refinance my loan for

Or visit any STCU branch locations or call our Lending Center and let us know you're ready to get 1% cash back.

In Washington: (509) 326-1954
In Idaho: (208) 619-4000
Toll-free from almost anywhere: (800) 858-3750.
LiveChat secure messaging (weekdays)

Great rates, plus cash for you.

Most vehicles can be refinanced for cash back, including:

Cars
Trucks
Boats
Motor homes
Travel trailers
5th wheels
Motorcycles
Personal watercraft
Snowmobiles
ATVs and more. Ask us if you're not sure.

*STCU cash back terms.

The 1% cash back offer runs July 5, 2017, through December 31, 2017, and is limited to $500 per loan and good on non-STCU loans only. All loans subject to approval.

APR = annual percentage rate. Stated auto and RV loan rate applies to 2010-2018 model year vehicles only. Other rates and terms may apply depending on the creditworthiness of the applicant and model year. Rate includes a .25% discount for automatic payment from an active STCU checking or savings account and a .25% discount for having a STCU credit card in good standing. STCU rates, terms, and conditions are subject to change. Recipient is responsible for all taxes related to bonus payments. Auto/RV rates and terms.