Business loans

STCU financing can help you to leap ahead of the competition by underwriting the innovations, upgrades, and properties you need.

Get the expert advice of the No. 1 credit union in the Inland Northwest, with the commitment to your business that only a member-owned, locally based financial institution can offer.

Lines of credit

Get short-term financing for your business that's been operating two years or more.

  • Secured and unsecured financing.
  • Competitive rates.
  • No interest charged until you draw on your line of credit.

Term loans

Replace or add new equipment, vehicles, or inventory.

  • Competitive rates
  • Flexible terms and modest fees.

Commercial real estate loans

Ideal for purchase or refinancing of property. 

  • Owner- and nonowner-occupied properties.
  • Renovation of existing properties.
  • Construction financing.
  • Multi-family housing loans 
  • Great rates!
  • Up to 25-year amortization.
  • Flexible terms, modest fees.

Vehicle loans

The Inland Northwest leader in car and truck loans, STCU’s competitively priced business vehicle loans give you the power to replace or add to your fleet as needed.

Partner with us

For larger commercial loans and lines of credit, call or visit STCU Commercial and Business Services on the seventh floor of the Hutton Building, 9 S. Washington, in downtown Spokane — map

For business vehicle loans up to $75,000, visit STCU Commercial and Business Services or apply at any STCU branch location or contact us at:

(509) 344-2200 in Washington;
(208) 619-4001 in Idaho; or
LiveChat instant messaging during weekday business hours.


Learn about STCU business credit cards