Run your business and let us handle the rest with your STCU business checking account(s).
Earn dividends on large checking account balances with unlimited billpay, ACH, and other debits. Or start with a basic account that respects your margins, with no monthly service charge and no minimum monthly balance!
Three accounts to choose from:
|Free online check images.|
|Free online statements.|
|Remote mobile deposit.|
|Free 24-hour online banking.|
|No minimum opening deposit.|
|No monthly service charge.||*See footnote||*See footnote|
|Maximum debit transactions per month.||50||150||Unlimited|
|Additional charge per debit.||25 cents||25 cents||None|
|Minimum required balance.||None||$1,000||$10,000|
When you download the free STCU mobile app, you can use your phone or other mobile device to deposit checks from anywhere, 24 hours a day.1
1Data and other wireless charges may apply.
Open your account today at any STCU branch location. You'll find STCU Commercial and Business Services on the seventh floor of the Hutton Building, 9 S. Washington, in downtown Spokane map . Or contact us by phone at (509) 326-1954 or toll-free at (800) 858-3750, or use LiveChat instant messaging during weekday business hours.
With new embedded microchips, your STCU Business Debit Mastercard® is safer than ever for purchases and ATM transactions. Each transaction and purchase is automatically recorded on your account statement, making end-of-month bookkeeping easy.
Where available, use the merchant's chip reader and your personal identification number (PIN) to complete your debit card transaction. At self-service gas stations and other locations not yet chip-enabled, slide your card through the reader and sign for your transaction.
Use your debit card at millions of store locations and online sites. Get cash or manage your accounts at surcharge-free ATMs displaying the CO-OP or STCU logos. There's no charge for your first debit card or to renew it. (Fees for lost cards may apply.)
Consult your Guide to Benefits to learn more about the STCU business debit card.
Fax your completed application to (509) 344-2181, or mail to: STCU Business Debit, 1620 N. Signal Dr., Liberty Lake, WA 99019-9517.
Learn more about updating your account and receiving a new STCU Debit Mastercard:
A: No, there is no fee to receive your new debit card.
A: You must have your new debit card, the Social Security number for the primary account owner, and be calling from your home phone, which is the number you have on record at STCU.
A: The primary account owner is the one whose name appears above the mailing address of your account statement. Or simply log into online banking and look for the full name of the primary account owner listed under Settings > Profile.
A: Yes, that is how the secure card activation system works.
A: Yes. You must contact those merchants with your new debit card number to avoid any possibility of late payments or service disruptions.
A: Yes, you can register your activated Debit Mastercard with Apple Pay to begin making purchases right from your phone!
A: Not currently, but were working on it. Stay tuned!
Visit any STCU branch location or chat or call us during regular business hours in Washington at (509) 326-1954, in Idaho at (208) 619-4000, or toll-free at (800) 858-3750. We'll be glad to help!
To report a lost or stolen STCU debit card, call the credit union immediately at (509) 326-1954, (208) 619-4000, or (800) 858-3750. After hours, call (888) 241-2510 in the United States or (909) 941-1398 internationally.
For your protection, STCU's fraud monitoring service may call you if unauthorized use of your credit or debit cards is detected. Fraud monitoring calls originate only from one of two numbers: (877) 276-3721 and (866) 518-0213.
Need help? Chat with an STCU member service representative 8 a.m. to 5 p.m. Monday through Friday.