Transfer your high-cost balances and save!

Lower your cost of debt. Consolidate your loans in one place.

Keep more money for yourself when you transfer high-cost credit card and loan balances to your STCU MasterCard®.

Transfer balances to
existing STCU MasterCard

Transfer balances to
new STCU MasterCard


With a new standard STCU MasterCard, you also get 0% intro APR on all purchases during the first seven billing cycles (at least six months). Afterwards, the purchase is 7.99% to 17.99% APR, depending on your creditworthiness.


Apply today!

Bring your completed application to any STCU branch location or mail it to:

STCU MasterCard Balance Transfer
P.O. Box 1954
Spokane, WA 99210-1954


Low, fixed rate for purchases

Your STCU MasterCard isn't just for balance transfers. It offers one of the lowest everyday purchase rates around, making I easier for you to manage monthly bills and keep debt in check. All credit card rates

Apply today!

Not a member of STCU? Don't worry. Once we receive your credit card application, an STCU member service representative will contact you to complete your membership to STCU. The $10 STCU membership fee is waived when you join online. More about STCU membership


Chat with an STCU member service representative, call (800) 858-3750, or visit your nearest STCU branch location.